Meet Jennipher Krezman, Post-Closing Manager and VA/FHA Underwriter, April’s Employee Spotlight! Let’s get to know her.
Jennipher At Work
“My career in mortgages dates back to the golden days of yore, 2003 to be more precise,” shares Jennipher. She reflects on her start as a licensed Realtor in Chicago. Realizing at that time that she could likely be more productive in her field if she had a better understanding of the mortgage process, Jennipher decided to become a loan officer. After working side-by-side with some of the greatest minds in the area, she learned so much that she made lending her full-time career.
Then, the crash of 2008 hit. “I was left to ponder what to do next. But like every aspect of my life, I took what turned out to be the hardest situation of my life and turned it into something worth writing home about,” she adds. “I moved to Wisconsin and landed a job as a processor at Wells Fargo. My manager thought that I’d be a great candidate for underwriting training. This opened doors that I was always interested in but wasn’t sure how to attain.” Thanks to that training, Jennipher landed a job as a default mortgage underwriter at Chase Bank. After moving to retail underwriting once mortgages started to pick up again, Chase moved her from Wisconsin to Massachusetts in 2011. Since then, Jennipher has been a mortgage underwriter for three different lenders: Franklin American, Salem Five, and NewFed Mortgage.
Jennipher joined our team in January 2020, recently celebrating her fourth anniversary. “There are a few reasons I chose NewFed. In 2019, I had a few family losses that really turned my life upside down. I needed a change, and it just so happened that I received a call from Rich Garofolo asking me if I was interested in a new position at this dynamic mortgage company. I said, ‘I am always open to listening to what Brian D’Amico had to say about his company and how I might fit in at NewFed.’ I had an interview right after Christmas. I felt so at home that I didn’t want the interview to end. After I left the office, I received an offer letter and signed it the same day.“
When asked what keeps her motivated, Jennipher shared: “My family and the team that I am lucky to call friends here at NewFed motivate me to be the best underwriter and post-closer. The best thing about being a post-closer is that I am surrounded by a team that is the best at what they do and always willing to share their knowledge with me. The best thing about underwriting is knowing that I am making a difference in people’s lives and making a difference at NewFed. The most rewarding experience I get out of underwriting is the feeling that I had a hand in making someone’s “American Dream” come true.“
Behind The Scenes
What three words would you use to describe yourself?
Patient, reliable, and consentaneous.
What’s your personal mantra/life motto, and where did it come from
My personal mantra is: Breathe; this too shall pass. No matter what life throws at me, I know that if I take a deep breath and do not overthink, I can overcome any obstacles in my way.
Hobbies? Talents?
I love to read, travel, and spend time with my family. My hidden talent is that I was an aviation major in my first year of college and can fly a single-engine airplane.
What’s the last book you read or podcast you listened to?
The last book I read was Dean Koontz’s “Lightning”.
What did you want to be as a kid
When I was a kid, I wanted to be a stockbroker. I have always been interested in money and finance; I think it’s in my DNA.
What’s something we should know about you?
I am always looking for ways to improve things for my team, NewFed, and my family.
