Reverse Mortgages:
The Ultimate Retirement Tool.

To meet the unique financial needs of every individual, reverse mortgages offer flexible options for receiving funds.

One lump sum. Use the additional benefits of a reverse mortgage to access home equity instead of a cash-out refinance or traditional home equity loan.

Monthly payments. Receive a cash payout every month as an additional source of income.

Revolving line of credit. Similar to a home equity line of credit, a reverse mortgage can be set up for emergencies or drawn upon on an as-needed basis.

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Exclusively available to homeowners 55 years or older.


Homeowners stop paying monthly mortgage payments. Taxes and insurance still required.


The homeowner or their heirs will never owe more than the fair market value of their property.


Flexible payout options include one lump sum, monthly cash, or a line of credit.

A Modern Retirement Solution for Homeowners.

A reverse mortgage is a valuable tool for senior homeowners that have worked hard to build equity in their home and desire additional cash flow in their retirement.

Reverse mortgages are a unique type of home equity loan only available to homeowners 55+. They’re designed to help more seniors enjoy their golden years in their own homes with less financial stress.

NO monthly payments are required. Any mortgage payments cease and repayment is made as one lump sum once the home is sold. Taxes and insurance are still required.

Homeowners can live in their home for as long as they please as their primary property.

Reverse mortgages are non-recourse loans. The homeowner or their heirs will never owe more than the pledged collateral: the home. It is also possible that once the home is sold there will be additional equity funds available after repayment for the homeowner or their heirs to use as they please.

Get started on your Reverse Mortage by filling out the form below. Or call to speak to a NewFed Mortgage Specialist at 877-639-3331.



As a financial advisor, you know that not every person approaching their “golden years” has saved enough to allow for a comfortable retirement. Some of them even have considerable high-interest unsecured debt hanging over their heads. That’s why it’s important to make sure that clients in that situation are aware of all their options, including taking out a reverse mortgage.

Reverse mortgages can be the ideal tool for people 55 and over who may not have sufficient funds in a retirement account, 401(k), savings account, or other traditional investments. This alternative will allow them to stay in their home longer and with much less financial burden, without giving up any of the things that make them happy. While they continue to pay their real estate taxes and homeowners insurance, the cash flow from the equity in the property will let them enjoy a fulfilling lifestyle without the constant worry of making ends meet or even running out of money.

As you’re guiding your golden-years clientele toward their retirement dream, be sure to include reverse mortgage among the resources at hand. The resulting lump sum or monthly cash flow can truly be a win-win as it not only funds the retirement phase but eliminates day-to-day financial stress as well.



Be sure that your clients over age 55 are aware of the option to take out a reverse mortgage. This relatively new loan product can be a valuable tool for a better lifestyle, including comfortable retirement for those who may not have saved enough in traditional investments through their working years.

With a reverse mortgage, the homeowner(s) can stay in their own home longer, with less financial burden and therefore less stress. If your clients are downsizing or moving to a different location to better enjoy their golden years, there are some things for them to consider:

A home to grow old in. Many home buyers at this life stage are looking for one-level living as they anticipate being less mobile in the coming years. Planning for this can give them the most years in their new property. Finding a home in good condition is also important so they don’t have to worry about dealing with extensive – and expensive – repairs down the road.

Keeping taxes and insurance payments affordable. Since reverse mortgage holders must continue to pay property tax and hazard insurance, your guidance is crucial to make sure they choose a home where they can afford those expenses.

A down payment that works well for the situation. While a larger down payment means more equity right off the bat, there must be a balance between how much money your client keeps liquid. Putting a lot of cash down means a larger payout later, but it also makes sense to hold on to the right amount to keep as ready cash or use for other investments as they wish.

As a real estate agent, you can help home buyers and sellers make smart choices for an enjoyable retirement. A reverse mortgage can give them that security, with less financial stress and more money to enjoy this stage of life to the fullest.