Population
10,698,973
Average Household Income
$84,888
Ryan Ivory
Loan Officer
Charlotte, NC
Licensed in NC, SC, FL, IL & NJ
NMLS #2022954
Trusted Mortgage Lender in North Carolina
Customized home loans tailored for North Carolina buyers, with local service and national strength.
Carolina Homes, Carolina Care
We help North Carolinians secure financing quickly, clearly, and confidently. Vision: be the Tar Heel State’s most trusted, relationship-first lender. Mission: deliver “All In” service, competitive programs, and faster closings—whether it’s your first home, a mountain cabin, or a coastal getaway. Culture: rooted in integrity, innovation, and care for the communities we serve.
Danvers Branch
Reading Branch
North Andover Branch
Winthrop Branch
Milton Branch
Loan Officers In North Carolina
North Carolina at a Glance
North Carolina Mortgage & Housing Market Insights
Median Home Price
The most recent data estimates show the median price in North Carolina to be 337,813, reflecting a decrease of 0.1 percent in the last year.
Affordability Index
Affordability metrics suggest that spending more than 30% of income on housing is considered unaffordable in today's market. NewFed Mortgage can provide loan options to help cover the current costs of homeownership.
Financed Property Types
Single-family homes are the most commonly financed property type in North Carolina, especially in suburban and rural areas.
Mortgage Options for North Carolina Homebuyers
Conventional Loans
Best for people with steady income and good credit who want low-interest rates.
VA Loans
A top choice for veterans, active military, and their families to buy a home with no down payment.
USDA Loans
Best for people buying a home in the country, with no down payment and low costs.
Reverse Mortgages
A good choice for older homeowners who want to get money from their home without selling it.
Non-Conventional Loans
A good option for people who don’t qualify for regular home loans but need a special loan.
HELOC Loans
Lets homeowners use the value of their home to get money for projects or bills.
FHA Loans
A smart pick for first-time homebuyers or people with lower credit who need a small down payment.
Mortgage Pricing & Affordability Calculators
Crunch some numbers to see what options you may have. These calculators are a great way to start exploring your possibilities. To get a true loan estimate, reach out to one of our mortgage loan officers! We will get you pre-approved and shopping with confidence.
Five Things to Know When Starting the Homebuying Process
Just getting started on your homebuying journey? Our free guide, 5 Things to Know When Starting the Homebuying Process, is packed with expert tips to help you feel confident and prepared from day one. Learn how to get pre-approved, understand hidden costs, act fast in competitive markets, and more. Download your copy today and take the first step toward smart, stress-free homeownership with NewFed Mortgage by your side.
Why More North Carolina Buyers Choose NewFed Mortgage
- Fast closings (39% faster than industry average)
- Local loan officers
- Modern (and mobile-friendly) tech + personal support
- 20+ years of local mortgage lending
