FHA Loans
Buying your first home is a significant step, and at NewFed Mortgage we understand that affordability matters most. An FHA loan is insured by the Federal Housing Administration, which lets us offer more flexible credit and down payment requirements than a conventional loan — giving you the financial flexibility to reach your homeownership goals, even with limited savings or credit history.
As little as 3.5% down, making FHA one of the most attractive paths to homeownership.
More lenient guidelines than conventional loans, even if your credit history isn’t perfect.
Secure a lower rate and keep your monthly payment easier to manage over time.
Many FHA loans qualify for down payment assistance programs offering additional savings.
Estimate for illustration only. Actual down payment, rate, and mortgage insurance vary by borrower and property.
As little as 3.5% down — one of the most accessible low down payment options for first-time home buyers.
More lenient credit requirements than conventional loans, even with an imperfect credit history.
Lock in a competitive interest rate, keeping your monthly mortgage payment manageable long term.
Many FHA loans qualify for local and state down payment assistance for added savings.
FHA loans often allow for a simplified refinance later on, with less documentation required.
Designed for owner-occupied homes — the loan that helped build America’s neighborhoods.
Looking for affordable financing without a steep down payment requirement.
A 3.5% down payment goes a lot further than a conventional 20%.
A past bump in your credit history doesn’t rule you out.
Government backing gives lenders — and you — added confidence.
Estimates only. Includes est. annual mortgage insurance. Contact a loan officer for a personalized quote.
We specialize in helping first-time homebuyers navigate the loan process with clarity and confidence — personalized support from application through closing.
Ready to explore your options with an FHA loan? Our mortgage experts are here to help you navigate the process and find the best solution tailored to your needs — and discover how low down payment options for first-time home buyers can bring you closer to owning your first home.
Explore our comprehensive range of mortgage loan programs designed to meet different homebuying and refinancing needs. Whether you're a first-time homebuyer, purchasing your next home, refinancing, or looking for a specialized loan solution, discover the financing options available to you.
