Loan Programs

Every loan program.
One trusted lender.

From first home to forever home — NewFed offers a full suite of mortgage products to fit every borrower and every life stage.

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All Programs

Find the loan that fits your life

01

Conventional

The most common mortgage type. Ideal for borrowers with strong credit and stable income. Fixed or adjustable rates, 10–30 years.

3% Down Fixed & ARM 10-30 yr
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02

FHA Loans

Government-backed with flexible credit requirements. As little as 3.5% down. Great for first-time buyers and those rebuilding credit.

3.5% Down 580+ Credit First-Time OK
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03

VA Loans

Exclusive to eligible veterans, active-duty, and surviving spouses. Zero down, no PMI, competitive rates.

No PMI $0 Down Veterans
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04

USDA Loans

100% financing for eligible rural and suburban homebuyers. Lower mortgage insurance than FHA programs.

$0 Down Rural Areas Income Limits
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05

Jumbo Loans

Financing above conforming limits with personalized underwriting for luxury and high-value properties nationwide.

$726k+ Luxury Custom Terms
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06

Refinance

Rate & term, cash-out, or streamline. We’ll model every scenario to find the right move for you.

Rate & Term Cash-Out Streamline
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By the Numbers

Trusted by homeowners nationwide

Est. 2001
In Business
20+
States Licensed
NMLS #1881
Licensed Mortgage Lender
6 Programs
Loan Types

Not sure which loan is right?
Let’s figure it out together.

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