Adjust the sliders to see how home price, down payment, and interest rate affect what you’ll pay each month.
Does not include taxes, insurance, or HOA. Contact a loan officer for a precise quote.
The base payment that goes toward your loan balance and lender interest. This is what the calculator shows.
Typically 0.5%–2% of home value per year, collected monthly through escrow.
Required by lenders. Average $100–$200/month depending on coverage and location.
Required if down payment is less than 20%. Typically 0.5%–1.5% annually, canceled at 20% equity.