Population
12,972,008
Average Household Income
$92,849
Austin Ferrell
Loan Officer
Galena, MD
Licensed in MD, DE & PA
NMLS #2717043
Trusted Mortgage Lender in Pennsylvania
Customized home loans tailored for Pennsylvania buyers, with local service and national strength.
Keys to Your Keystone State Home
We pair fast approvals with a personal touch to help Pennsylvanians achieve their homeownership dreams. Vision: a lender known for reliability, local knowledge, and modern tools. Mission: provide “All In” service, flexible programs, and smooth closings. Culture: family-founded, client-focused, and committed to building lasting relationships.
Danvers Branch
Reading Branch
North Andover Branch
Winthrop Branch
Milton Branch
Loan Officers In Pennsylvania
Pennsylvania at a Glance
Pennsylvania Mortgage & Housing Market Insights
Median Home Price
The median home value in Pennsylvania is estimated to be 281,820, reflecting an increase of 3% over the last year. NewFed Mortgage can offer guidance on what loan options are available in today's market.
Affordability Index
Affordability metrics suggest that spending more than 30% of income on housing is considered unaffordable in today's market. NewFed Mortgage can provide loan options to help cover the current costs of homeownership.
Financed Property Types
Single-family homes are the most commonly financed property type in Pennsylvania, especially in suburban and rural areas.
Mortgage Options for Pennsylvania Homebuyers
Conventional Loans
Best for people with steady income and good credit who want low-interest rates.
VA Loans
A top choice for veterans, active military, and their families to buy a home with no down payment.
USDA Loans
Best for people buying a home in the country, with no down payment and low costs.
Reverse Mortgages
A good choice for older homeowners who want to get money from their home without selling it.
Non-Conventional Loans
A good option for people who don’t qualify for regular home loans but need a special loan.
HELOC Loans
Lets homeowners use the value of their home to get money for projects or bills.
FHA Loans
A smart pick for first-time homebuyers or people with lower credit who need a small down payment.
Mortgage Pricing & Affordability Calculators
Crunch some numbers to see what options you may have. These calculators are a great way to start exploring your possibilities. To get a true loan estimate, reach out to one of our mortgage loan officers! We will get you pre-approved and shopping with confidence.
Five Things to Know When Starting the Homebuying Process
Just getting started on your homebuying journey? Our free guide, 5 Things to Know When Starting the Homebuying Process, is packed with expert tips to help you feel confident and prepared from day one. Learn how to get pre-approved, understand hidden costs, act fast in competitive markets, and more. Download your copy today and take the first step toward smart, stress-free homeownership with NewFed Mortgage by your side.
Why More Pennsylvania Buyers Choose NewFed Mortgage
- Fast closings (39% faster than industry average)
- Local loan officers
- Modern (and mobile-friendly) tech + personal support
- 20+ years of local mortgage lending
