*,

        *::before,

        *::after {

            box-sizing: border-box;

            margin: 0;

            padding: 0;

        }



        :root {

            --navy: #0c3e7b;

            --navy-mid: #0c3e7b;

            --blue: #0c3e7b;

            --blue-pale: #EBF3FA;

            --gold: #C9922A;

            --gold-light: #e0a83a;

            --gold-pale: #FDF6E8;

            --cloud: #F5F7FA;

            --sky: #E8F0F7;

            --steel: #6B7280;

            --steel-dark: #4B5563;

            --white: #FFF;

            --gray-200: #E5E9EE;

            --gray-400: #9BA4AF;

            --serif: 'Lora', Georgia, serif;

            --sans: 'Plus Jakarta Sans', system-ui, sans-serif;

            --r: 4px;

            --rl: 10px;

            --rxl: 20px;

        }



        body {

            font-family: var(--sans);

            background: var(--cloud);

            color: var(--navy);

            overflow-x: hidden;

        }


        /* 
        .page {

            display: none;

        }



        .page.active {

            display: block;

        }
 */


        .site-tabs {

            background: #0c1c2e;

            display: flex;

            align-items: center;

            overflow-x: auto;

            border-bottom: 2px solid var(--gold);

            scrollbar-width: none;

        }


        .mobile-nav-menu .sub-menu {
            max-height: 0;
            overflow: hidden;
            transition: max-height 0.3s ease;
            padding-left: 16px;
        }

        .mobile-nav-menu li.menu-item-has-children.menu-open>.sub-menu {
            max-height: 2000px;
        }

        .mobile-nav-menu .dropdown-arrow {
            display: inline-block;
            margin-left: 6px;
            transition: transform 0.3s ease;
        }

        .mobile-nav-menu li.menu-open>a .dropdown-arrow {
            transform: rotate(180deg);
        }

        .mobile-nav-menu li.menu-item-has-children>a {
            display: flex;
            justify-content: space-between;
            align-items: center;
        }

        .site-tabs::-webkit-scrollbar {

            display: none;

        }



        .tabs-lbl {

            font-size: 9px;

            font-weight: 700;

            letter-spacing: .16em;

            text-transform: uppercase;

            color: rgba(255, 255, 255, .2);

            padding: 10px 12px 10px 16px;

            white-space: nowrap;

            flex-shrink: 0;

            border-right: 1px solid rgba(255, 255, 255, .07);

        }



        .pg-tab {

            font-family: var(--sans);

            font-size: 11px;

            font-weight: 500;

            color: rgba(255, 255, 255, .42);

            background: transparent;

            border: none;

            border-right: 1px solid rgba(255, 255, 255, .06);

            padding: 10px 14px;

            cursor: pointer;

            white-space: nowrap;

            transition: all .18s;

            flex-shrink: 0;

        }



        .pg-tab:hover {

            color: white;

            background: rgba(255, 255, 255, .05);

        }



        .pg-tab.active {

            background: var(--gold);

            color: var(--navy);

            font-weight: 700;

        }



        nav {

            position: sticky;

            top: 0;

            z-index: 100;

            display: flex;

            align-items: center;

            justify-content: space-between;

            padding: 10px 5vw;

            background: white;
            /* background: var(--navy); */

            border-bottom: 1px solid var(--gray-200);

            box-shadow: 0 1px 8px rgba(26, 58, 92, .07);

        }



        .nav-logo {

            display: flex;

            align-items: center;

            gap: 12px;

            text-decoration: none;

        }



        /* .nav-logo-mark {

            width: 40px;

            height: 40px;

            flex-shrink: 0;

        } */



        .nav-logo-text {

            font-family: var(--serif);

            font-size: 19px;

            font-weight: 700;

            color: var(--navy);

            line-height: 1;

            letter-spacing: -.2px;

        }



        .nav-logo-text span {

            color: var(--blue);

            font-weight: 400;

        }



        .nav-logo-sub {

            font-family: var(--sans);

            font-size: 9px;

            color: var(--gray-400);

            letter-spacing: .03em;

            display: block;

            margin-top: 2px;

        }



        .nav-links {
            display: flex;
            align-items: center;
        }

        .nav-menu {
            display: flex;
            align-items: center;
            gap: 25px;
            list-style: none;
            margin: 0;
            padding: 0;
        }

        .nav-menu li {
            list-style: none;
        }

        .nav-menu li a {
            text-decoration: none;
        }

        .nav-links a {

            font-family: var(--sans);

            font-size: 13.5px;

            font-weight: 500;

            color: #333;

            text-decoration: none;

            padding: 0 11px;

            height: 40px;

            display: flex;

            align-items: center;

            border-bottom: 3px solid transparent;

            transition: all .18s;

        }




        .nav-links a:hover {

            color: #b22234;

            border-bottom-color: var(--gold);

        }



        .nav-cta {
            /* background: var(--navy) !important; */
            color: white !important;
            background: var(--gold) !important;
            border-radius: var(--r) !important;
            height: auto !important;
            padding: 10px 20px !important;
            margin-left: 8px !important;
            border-bottom: none !important;
            font-weight: 600 !important;
            white-space: nowrap;

        }



        .nav-cta:hover {

            background: var(--blue) !important;

            border-bottom-color: transparent !important;

        }



        .hamburger {

            display: none;

            flex-direction: column;

            gap: 5px;

            background: none;

            border: none;

            cursor: pointer;

            padding: 4px;

        }



        .hamburger span {

            display: block;

            width: 24px;

            height: 2px;

            background: #0c3e7b;

            border-radius: 2px;

            transition: all .25s;

        }



        .hamburger.open span:nth-child(1) {

            transform: translateY(7px) rotate(45deg);

        }



        .hamburger.open span:nth-child(2) {

            opacity: 0;

        }



        .hamburger.open span:nth-child(3) {

            transform: translateY(-7px) rotate(-45deg);

        }



        .nav-drawer {

            display: none;

            position: fixed;

            inset: 0;

            background: var(--navy);

            z-index: 250;

            flex-direction: column;

            padding: 80px 36px 48px;

            overflow-y: auto;

        }



        .nav-drawer.open {

            display: flex;

        }



        .nav-drawer a {

            font-family: var(--serif);

            font-size: 26px;

            font-weight: 600;

            color: white;

            text-decoration: none;

            padding: 13px 0;

            border-bottom: 1px solid rgba(255, 255, 255, .08);

            display: block;

        }



        .nav-drawer a:hover {

            color: var(--gold);

        }



        .drw-cta {

            margin-top: 24px;

            background: var(--gold);

            color: var(--navy) !important;

            font-family: var(--sans) !important;

            font-size: 16px !important;

            font-weight: 700 !important;

            text-align: center;

            padding: 15px;

            border-radius: var(--r);

            border-bottom: none !important;

        }



        .drw-close {

            position: absolute;

            top: 20px;

            right: 24px;

            background: none;

            border: none;

            color: white;

            font-size: 28px;

            cursor: pointer;

            z-index: 260;

        }



        .btn-gold {

            background: var(--gold);

            color: white;

            font-family: var(--sans);

            font-size: 14px;

            font-weight: 600;

            padding: 13px 30px;

            border-radius: var(--r);

            border: none;

            cursor: pointer;

            text-decoration: none;

            display: inline-block;

            transition: background .2s;

        }



        .btn-gold:hover {

            background: var(--gold-light);

        }



        .btn-navy {

            background: var(--navy);

            color: white;

            font-family: var(--sans);

            font-size: 14px;

            font-weight: 600;

            padding: 13px 28px;

            border-radius: var(--r);

            border: none;

            cursor: pointer;

            text-decoration: none;

            display: inline-block;

            transition: background .2s;

        }



        .btn-navy:hover {

            background: var(--blue);

        }



        .btn-ow {

            background: transparent;

            color: white;

            font-size: 14px;

            font-weight: 600;

            padding: 12px 28px;

            border-radius: var(--r);

            border: 1.5px solid rgba(255, 255, 255, .5);

            text-decoration: none;

            display: inline-block;

            transition: all .2s;

        }



        .btn-ow:hover {

            border-color: white;

            background: rgba(255, 255, 255, .1);

        }



        .btn-dk {

            background: transparent;

            color: var(--navy);

            font-family: var(--sans);

            font-size: 14px;

            font-weight: 600;

            padding: 11px 24px;

            border-radius: var(--r);

            border: 1.5px solid var(--navy);

            text-decoration: none;

            display: inline-block;

            transition: all .2s;

            cursor: pointer;

        }



        .btn-dk:hover {

            background: var(--navy);

            color: white;

        }



        .btn-white {

            background: white;

            color: var(--navy);

            font-family: var(--sans);

            font-size: 14px;

            font-weight: 700;

            padding: 13px 28px;

            border-radius: var(--r);

            border: none;

            cursor: pointer;

            text-decoration: none;

            display: inline-block;

            transition: all .2s;

        }



        .btn-white:hover {

            background: var(--cloud);

        }



        .hero {

            background: var(--navy);

            display: block;

            position: relative;

            overflow: hidden;

        }



        .hi {

            padding: 108px 5vw 88px 8vw;

            display: flex;

            flex-direction: column;

            justify-content: center;

            position: relative;

            z-index: 2;

            max-width: 800px;

        }

        .eyr {
            display: flex;
            align-items: center;
            gap: 10px;
            margin-bottom: 18px;
            z-index: 9;
            position: relative;
        }

        .eyl {

            width: 28px;

            height: 2px;

            background: var(--gold);

            flex-shrink: 0;

        }



        .eyr span {

            font-family: var(--sans);

            font-size: 11px;

            font-weight: 700;

            letter-spacing: .2em;

            text-transform: uppercase;

            color: rgba(255, 255, 255, .5);

        }



        .hi h1 {
            font-family: var(--serif);
            font-size: clamp(34px, 4.8vw, 60px);
            font-weight: 700;
            color: white;
            line-height: 1.12;
            letter-spacing: -.5px;
            margin-bottom: 20px;
            text-transform: capitalize;
        }

        h1 em {
            font-style: italic;
            color: var(--gold-light);
        }

        .hi h1 em {

            font-style: italic;

            color: var(--gold-light);

        }



        .h-sub {

            font-family: var(--sans);

            font-size: 16px;

            line-height: 1.75;

            color: rgba(255, 255, 255, .62);

            max-width: 500px;

            margin-bottom: 32px;

            font-weight: 300;

        }



        .h-btns {

            display: flex;

            gap: 14px;

            flex-wrap: wrap;

            margin-bottom: 48px;

        }



        .h-proof {

            display: flex;

            gap: 36px;

            padding-top: 30px;

            border-top: 1px solid rgba(255, 255, 255, .1);

        }



        .pn {

            font-family: var(--serif);

            font-size: 22px;

            font-weight: 700;

            color: white;

            line-height: 1;

        }



        .pl {

            font-family: var(--sans);

            font-size: 11px;

            color: rgba(255, 255, 255, .4);

            font-weight: 500;

            letter-spacing: .05em;

            margin-top: 3px;

        }



        .ph {

            background: var(--navy);

            padding: 78px 8vw 62px;

            position: relative;

            overflow: hidden;

        }



.ph-ov {
    position: absolute;
    inset: 0;
    background: linear-gradient(135deg, rgb(12 62 123 / 92%) 0%, rgb(12 62 123 / 81%) 100%);
    z-index: 1;
}



        .ph-ct {

            position: relative;

            z-index: 2;

            max-width: 700px;

        }



        .ph-ct h1 {
            font-family: var(--serif);
            font-size: clamp(28px, 4vw, 60px);
            font-weight: 700;
            color: white;
            line-height: 1.15;
            margin-bottom: 13px;
            text-transform: capitalize;
        }



        .ph-ct p {

            font-family: var(--sans);

            font-size: 16px;

            color: rgba(255, 255, 255, .65);

            line-height: 1.72;

            font-weight: 300;

            max-width: 560px;

        }



        .bc {

            background: var(--sky);

            padding: 10px 8vw;

            display: flex;

            align-items: center;

            gap: 8px;

            border-bottom: 1px solid var(--gray-200);

        }



        .bc a {

            font-size: 13px;

            color: var(--blue);

            text-decoration: none;

        }



        .bc a:hover {

            color: var(--navy);

        }



        .bc span {

            font-size: 13px;

            color: var(--gray-400);

        }



        .rs {

            background: var(--navy-mid);

            padding: 0 8vw;

            display: grid;

            grid-template-columns: repeat(4, 1fr) auto;

        }



        .rf {

            padding: 17px 20px;

            border-right: 1px solid rgba(255, 255, 255, .08);

        }



        .rf label {

            display: block;

            font-size: 10px;

            font-weight: 600;

            letter-spacing: .15em;

            text-transform: uppercase;

            color: rgba(255, 255, 255, .38);

            margin-bottom: 5px;

        }



        .rf select,

        .rf input {

            background: transparent;

            border: none;

            outline: none;

            font-family: var(--sans);

            font-size: 14px;

            font-weight: 600;

            color: white;

            width: 100%;

            appearance: none;

            cursor: pointer;

        }



        .rf select option {

            background: var(--navy);

        }



        .rb {

            background: var(--gold);

            color: white;

            font-family: var(--sans);

            font-size: 12px;

            font-weight: 700;

            letter-spacing: .08em;

            text-transform: uppercase;

            border: none;

            padding: 0 26px;

            cursor: pointer;

            transition: background .2s;

        }



        .rb:hover {

            background: var(--gold-light);

        }



        section {

            padding: 80px 8vw;

        }



        .ey {

            display: flex;

            align-items: center;

            gap: 10px;

            margin-bottom: 13px;

        }



        .el {

            width: 28px;

            height: 2px;

            background: var(--gold);

            flex-shrink: 0;

        }



        .ey span {

            font-family: var(--sans);

            font-size: 11px;

            font-weight: 700;

            letter-spacing: .2em;

            text-transform: uppercase;

            color: var(--gold);

        }



        .ey .dim {

            color: rgba(255, 255, 255, .42);

        }



        h2.st {
            font-family: var(--serif);
            font-size: clamp(24px, 3.4vw, 42px);
            font-weight: 700;
            color: var(--navy);
            line-height: 1.18;
            letter-spacing: -.3px;
            margin-bottom: 14px;
            text-transform: capitalize;
        }



        /* h2.st.w {

            color: white;

        } */

        h2.st.w {
            color: #0c3e7b;
        }



        .sub {

            font-family: var(--sans);

            font-size: 15.5px;

            line-height: 1.75;

            color: var(--steel);

            max-width: 520px;

            font-weight: 300;

        }



        .tc2 {

            display: grid;

            grid-template-columns: 1fr 1fr;

            gap: 64px;

            align-items: center;

        }



        .fl {

            display: flex;

            flex-direction: column;

            margin-top: 28px;

        }



        .fi {

            display: flex;

            gap: 16px;

            padding: 19px 0;

            border-bottom: 1px solid var(--gray-200);

        }



        .fi:first-child {

            padding-top: 0;

        }



        .fn {

            font-family: var(--serif);

            font-size: 27px;

            font-weight: 700;

            color: var(--sky);

            line-height: 1;

            flex-shrink: 0;

            width: 36px;

        }



        .fi h3 {

            font-family: var(--sans);

            font-size: 15px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 4px;

        }



        .fi p {

            font-family: var(--sans);

            font-size: 13.5px;

            line-height: 1.65;

            color: var(--steel);

        }



        .sc {

            background: var(--navy);

            border-radius: var(--rxl);

            overflow: hidden;

        }



        .sc-t {

            padding: 32px 28px;

            border-bottom: 1px solid rgba(255, 255, 255, .08);

        }



        .sc-n {

            font-family: var(--serif);

            font-size: 54px;

            font-weight: 700;

            color: white;

            line-height: 1;

        }



        .sc-n em {

            color: var(--gold-light);

            font-style: normal;

        }



        .sc-l {

            font-size: 13px;

            color: rgba(255, 255, 255, .42);

            margin-top: 5px;

            font-family: var(--sans);

        }



        .sc-b {

            padding: 22px 28px;

        }



        .bh {

            font-size: 10px;

            font-weight: 600;

            letter-spacing: .14em;

            text-transform: uppercase;

            color: rgba(255, 255, 255, .28);

            margin-bottom: 14px;

            font-family: var(--sans);

        }



        .br2 {

            display: flex;

            justify-content: space-between;

            margin-bottom: 8px;

        }



        .br2 span:first-child {

            font-size: 13px;

            color: rgba(255, 255, 255, .55);

            font-family: var(--sans);

        }



        .br2 span:last-child {

            font-size: 13px;

            color: var(--gold-light);

            font-weight: 700;

            font-family: var(--sans);

        }



        .bt {

            height: 4px;

            background: rgba(255, 255, 255, .08);

            border-radius: 2px;

            margin-bottom: 13px;

        }



        .bf {

            height: 100%;

            background: var(--gold);

            border-radius: 2px;

        }



        .cg {

            display: grid;

            grid-template-columns: repeat(3, 1fr);

            gap: 18px;

        }



        .card {

            background: white;

            border-radius: var(--rl);

            padding: 24px 20px;

            border: 1px solid var(--gray-200);

            transition: all .22s;

            cursor: pointer;

        }



        .card:hover {

            box-shadow: 0 4px 20px rgba(26, 58, 92, .1);

            border-color: var(--blue-pale);

        }



        .ci {

            width: 42px;

            height: 42px;

            background: var(--blue-pale);

            border-radius: var(--r);

            display: flex;

            align-items: center;

            justify-content: center;

            margin-bottom: 13px;

        }



        .ci svg {

            width: 20px;

            height: 20px;

        }



        .card h3 {

            font-family: var(--serif);

            font-size: 17px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 7px;

        }



        .card p {

            font-family: var(--sans);

            font-size: 13.5px;

            line-height: 1.65;

            color: var(--steel);

        }

        .cl {
            font-size: 12px;
            font-weight: 700;
            letter-spacing: .07em;
            text-transform: uppercase;
            color: var(--gold);
            font-family: var(--sans);
            display: inline-block;
            margin-top: 12px;
            text-decoration: none;
        }



        .lo-grid {

            display: grid;

            grid-template-columns: repeat(3, 1fr);

            gap: 1px;

            background: var(--gray-200);

            border-radius: var(--rl);

            overflow: hidden;

        }



        .lo-card {

            background: white;

            padding: 26px 22px;

            transition: background .22s;

            cursor: pointer;

        }

        .lo-slider .lo-card {
            margin: 0 12px;
        }

        .lo-carousel-wrap .lo-slide {
            flex: unset;
            scroll-snap-align: start;
        }

        /* Equal height Slick slides */
        .lo-slider .slick-track {
            display: flex !important;
            align-items: stretch;
        }

        .lo-slider .slick-slide {
            height: auto !important;
            display: flex !important;
        }

        .lo-slider .lo-card {
            display: flex;
            flex-direction: column;
            box-sizing: border-box;
        }

        /* Keep button/link at bottom */
        .lo-slider .lo-link {
            margin-top: auto;
        }

        .lo-card:hover {

            background: var(--navy) !important;

        }



        /* .lo-dir .lo-card:hover .lo-name {

            color: #1a3a5c;

        } */

        .lo-card:hover .lo-name {

            color: #fff;

        }

        .lo-cl i {
            padding-right: 3px;
        }

        .lo-card:hover .lo-detail {
            color: #fff !important;
        }




        .lo-card:hover .lo-bio {

            color: #1a3a5c;

        }



        .lo-card:hover .lo-role {

            color: #9ba4af;

        }



        .lo-card:hover .lo-bio {

            color: #9ba4af;

        }



        .lo-dir .lo-card:hover .lo-tag {

            font-size: 11px;

            font-weight: 600;

            padding: 3px 9px;

            border-radius: 40px;

            border: 1px solid var(--gray-200);

            color: var(--steel-dark);

            transition: all .2s;

            font-family: var(--sans);

        }

        .lo-card:hover .lo-tag {

            font-size: 11px;

            font-weight: 600;

            padding: 3px 9px;

            border-radius: 40px;

            border: 1px solid var(--gray-200);

            color: #fff;

            transition: all .2s;

            font-family: var(--sans);

        }



        .lo-card:hover .lo-tag.gold {

            background: var(--gold);

            color: white;

            border-color: var(--gold);

        }



        .lo-card:hover .lo-link,

        .lo-card:hover .lo-cl {

            color: var(--gold-light);

        }



        .lo-av {

            width: 48px;

            height: 48px;

            border-radius: 50%;

            background: var(--blue);

            display: flex;

            align-items: center;

            justify-content: center;

            font-family: var(--serif);

            font-size: 16px;

            font-weight: 700;

            color: white;

            margin-bottom: 13px;

        }



        .lo-name {

            font-family: var(--serif);

            font-size: 20px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 2px;

            transition: color .22s;

            margin-bottom: 8px;

        }



        .lo-role {

            font-size: 11px;

            color: var(--gray-400);

            letter-spacing: .06em;

            text-transform: uppercase;

            margin-bottom: 10px;

            font-weight: 600;

            font-family: var(--sans);

            transition: color .22s;

        }



        .lo-tag-row {

            display: flex;

            flex-wrap: wrap;

            gap: 5px;

            margin-bottom: 11px;

        }



        .lo-tag {

            font-size: 11px;

            font-weight: 600;

            padding: 3px 9px;

            border-radius: 40px;

            border: 1px solid var(--gray-200);

            color: var(--steel-dark);

            transition: all .2s;

            font-family: var(--sans);

        }



        .lo-tag.gold {

            background: var(--gold-pale);

            color: var(--gold);

            border-color: rgba(201, 146, 42, .25);

        }



        .lo-bio {

            font-size: 13px;

            line-height: 1.65;

            color: var(--steel);

            margin-bottom: 14px;

            font-family: var(--sans);

            transition: color .22s;

        }



        .lo-link {

            font-size: 12px;

            font-weight: 700;

            letter-spacing: .07em;

            text-transform: uppercase;

            color: var(--navy);

            text-decoration: none;

            font-family: var(--sans);

            transition: color .22s;

        }



        .lo-cl {

            font-size: 12px;

            color: var(--blue);

            text-decoration: none;

            font-family: var(--sans);

            transition: color .22s;

        }



        /* SEARCH */

        .los-wrap {

            margin-bottom: 28px;

        }



        .los-bar {

            display: flex;

            gap: 10px;

            margin-top: 18px;

            flex-wrap: wrap;

            align-items: center;

        }



        .los-inp {

            display: flex;

            align-items: center;

            gap: 10px;

            background: white;

            border: 1.5px solid var(--gray-200);

            border-radius: var(--r);

            padding: 10px 14px;

            flex: 1;

            min-width: 220px;

            transition: border-color .2s;

        }



        .los-inp:focus-within {

            border-color: var(--blue);

        }



        .los-inp input {

            border: none;

            outline: none;

            font-family: var(--sans);

            font-size: 14px;

            color: var(--navy);

            width: 100%;

            background: transparent;

        }



        .los-inp input::placeholder {

            color: var(--gray-400);

        }



        #lo-state {

            font-family: var(--sans);

            font-size: 14px;

            color: var(--navy);

            border: 1.5px solid var(--gray-200);

            border-radius: var(--r);

            padding: 10px 14px;

            background: white;

            outline: none;

            cursor: pointer;

            min-width: 140px;

            transition: border-color .2s;

        }



        #lo-state:focus {

            border-color: var(--blue);

        }



        .lo-clear {

            background: var(--sky);

            color: var(--navy);

            font-family: var(--sans);

            font-size: 13px;

            font-weight: 600;

            border: 1.5px solid var(--gray-200);

            border-radius: var(--r);

            padding: 10px 16px;

            cursor: pointer;

            white-space: nowrap;

            transition: all .2s;

        }



        .lo-clear:hover {

            background: var(--gray-200);

        }



        .lo-cnt {
            font-family: var(--sans);
            font-size: 13px;
            color: var(--steel);
            margin-top: 10px;
        }

        .lo-dir {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 15px;
        }

        .lo-dir .lo-card {
            border: 1px solid var(--gray-200);
            border-radius: var(--rl);
            background: white;
            display: flex;
            flex-direction: column;
            justify-content: space-between;
        }

        .map-section .map-img svg {
            width: 100%;
            height: 100%;
        }

        .lo-empty {

            display: none;

            text-align: center;

            padding: 56px 20px;

            color: var(--steel);

        }



        .lo-empty h3 {

            font-family: var(--serif);

            font-size: 22px;

            color: var(--navy);

            margin: 14px 0 7px;

        }



        .lo-empty p {

            font-size: 14px;

            line-height: 1.6;

        }



        .lo-empty a {

            color: var(--blue);

            font-weight: 600;

        }



        .tg {

            display: grid;

            grid-template-columns: repeat(2, 1fr);

            gap: 18px;

            margin-top: 44px;

        }



        .tc {

            background: rgba(255, 255, 255, .04);

            border: 1px solid rgba(255, 255, 255, .08);

            border-radius: var(--rl);

            padding: 28px;

        }



        .ts {

            color: var(--gold-light);

            font-size: 14px;

            letter-spacing: 3px;

            margin-bottom: 12px;

        }



        .tq {

            font-family: var(--serif);

            font-size: 15.5px;

            line-height: 1.72;

            color: rgba(255, 255, 255, .82);

            font-style: italic;

            margin-bottom: 20px;

        }



        .ta {

            display: flex;

            align-items: center;

            gap: 12px;

        }



        .tav {

            width: 38px;

            height: 38px;

            border-radius: 50%;

            background: var(--blue);

            display: flex;

            align-items: center;

            justify-content: center;

            font-family: var(--serif);

            font-size: 13px;

            font-weight: 700;

            color: white;

            flex-shrink: 0;

        }



        .tn {

            font-family: var(--sans);

            font-size: 13px;

            font-weight: 600;

            color: white;

        }



        .tl {

            font-family: var(--sans);

            font-size: 11px;

            color: rgba(255, 255, 255, .35);

        }



        .sb {

            display: grid;

            grid-template-columns: repeat(4, 1fr);

            text-align: center;

        }



        .sbi {

            padding: 34px 12px;

            border-right: 1px solid rgba(255, 255, 255, .12);

        }



        .sbi:last-child {

            border-right: none;

        }



        .sn {

            font-family: var(--serif);

            font-size: 34px;

            font-weight: 700;

            color: white;

            line-height: 1;

        }



        .sl {

            font-family: var(--sans);

            font-size: 11px;

            color: rgba(255, 255, 255, .5);

            font-weight: 600;

            letter-spacing: .08em;

            text-transform: uppercase;

            margin-top: 5px;

        }



        .cb {

            background: linear-gradient(135deg, #0c3e7bfa 0%, #0c3e7be6 100%);

            padding: 62px 8vw;

            display: flex;

            justify-content: space-between;

            align-items: center;

            gap: 34px;

        }



        .cb h2 {
            font-family: var(--serif);
            font-size: clamp(22px, 2.8vw, 36px);
            font-weight: 700;
            color: white;
            line-height: 1.25;
            max-width: 500px;
            text-transform: capitalize;
        }



        .cb-btns {

            display: flex;

            gap: 12px;

            flex-shrink: 0;

            flex-wrap: wrap;

        }



        footer {

            background: var(--navy);

            padding: 52px 8vw 24px;

        }



        .ft-grid {

            display: grid;

            grid-template-columns: 2fr 1fr 1fr 1fr 1fr;

            gap: 30px;

            margin-bottom: 38px;

        }



        .ft-brand .ft-logo {

            display: flex;

            align-items: center;

            gap: 10px;

            margin-bottom: 12px;

            font-family: var(--serif);

            font-size: 16px;

            font-weight: 600;

            color: white;

        }



        .ft-brand p {

            font-size: 12.5px;

            color: rgba(255, 255, 255, .35);

            line-height: 1.72;

            max-width: 210px;

            font-family: var(--sans);

        }



        .ft-col h4 {

            font-family: var(--sans);

            font-size: 10px;

            font-weight: 700;

            letter-spacing: .16em;

            text-transform: uppercase;

            color: rgba(255, 255, 255, .28);

            margin-bottom: 12px;

        }



        .ft-col a {

            display: block;

            font-family: var(--sans);

            font-size: 13px;

            color: rgba(255, 255, 255, .5);

            text-decoration: none;

            margin-bottom: 8px;

            transition: color .2s;

        }



        .ft-col a:hover {

            color: white;

        }



        .ft-bot {

            border-top: 1px solid rgba(255, 255, 255, .07);

            padding-top: 18px;

            display: flex;

            justify-content: space-between;

            align-items: center;

            flex-wrap: wrap;

            gap: 8px;

        }



        .ft-bot p {

            font-size: 11px;

            color: rgba(255, 255, 255, .25);

            font-family: var(--sans);

        }


.nmls {
    background: #c69535;
    padding: 12px 8vw;
}


.nmls p {
    font-size: 12px;
    color: #203a78;
    line-height: 1.7;
    font-family: var(--sans);
    text-align: center;
    font-weight: 600;
}


        .lc {

            background: white;

            border-radius: var(--rl);

            overflow: hidden;

            border: 1px solid var(--gray-200);

            transition: all .22s;

        }



        .lc:hover {

            box-shadow: 0 6px 30px rgba(26, 58, 92, .14);

            transform: translateY(-3px);

        }



        .lch {

            background: var(--navy);

            padding: 20px;

            position: relative;

            overflow: hidden;

        }



        .lch::after {

            content: '';

            position: absolute;

            bottom: -20px;

            right: -20px;

            width: 70px;

            height: 70px;

            border-radius: 50%;

            background: rgba(201, 146, 42, .12);

        }



        .lcn {

            font-family: var(--serif);

            font-size: 30px;

            font-weight: 700;

            color: rgba(255, 255, 255, .07);

            line-height: 1;

        }



        .lch h3 {

            font-family: var(--serif);

            font-size: 18px;

            font-weight: 600;

            color: white;

            margin-top: 3px;

        }



        .lcb {

            padding: 18px 20px;

        }



        .lcb p {

            font-size: 13px;

            line-height: 1.65;

            color: var(--steel);

            margin-bottom: 12px;

            font-family: var(--sans);

        }



        .bdg {

            display: flex;

            gap: 6px;

            flex-wrap: wrap;

            margin-bottom: 12px;

        }



        .badge {

            font-size: 11px;

            font-weight: 600;

            padding: 3px 9px;

            border-radius: 40px;

            background: var(--gold-pale);

            color: var(--gold);

            border: 1px solid rgba(201, 146, 42, .2);

            font-family: var(--sans);

        }



        .ll {

            font-size: 12px;

            font-weight: 700;

            letter-spacing: .07em;

            text-transform: uppercase;

            color: var(--navy);

            text-decoration: none;

            font-family: var(--sans);

        }



        .tg2 {

            display: grid;

            grid-template-columns: repeat(4, 1fr);

            gap: 25px;

        }



        .tm {

            background: white;

            border-radius: var(--rl);

            overflow: hidden;

            border: 1px solid var(--gray-200);

            text-align: center;

            transition: all .22s;

        }



        .tm:hover {

            box-shadow: 0 2px 16px rgba(26, 58, 92, .09);

        }



        .tmp {

            height: 175px;

            background: var(--sky);

            display: flex;

            align-items: center;

            justify-content: center;

        }



        .tmi {
            font-family: var(--serif);
            font-size: 32px;
            font-weight: 700;
            color: var(--blue);
        }

        .tmb {
            padding: 14px 0px 0;
        }

        .leadership-section .tm {
            padding: 26px 22px;
            box-shadow: 0 3px 6px rgb(0 0 0 / 15%);
        }

        .leadership-section .tmn {
            font-size: 20px;
            margin-bottom: 5px;
        }

        .leadership-section .tmt {
            font-size: 15px;
        }

        .tmn {
            font-family: var(--serif);
            font-size: 15px;
            font-weight: 600;
            color: var(--navy);
            margin-bottom: 2px;
        }

        .tmt {
            font-size: 12px;
            color: var(--gray-400);
            font-family: var(--sans);
        }

        .bg3 {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 20px;
        }



        .bc2 {

            background: white;

            border-radius: var(--rl);

            overflow: hidden;

            border: 1px solid var(--gray-200);

            transition: all .22s;

        }



        .bc2:hover {

            box-shadow: 0 4px 20px rgba(26, 58, 92, .1);

            transform: translateY(-2px);

        }



        .bci {

            height: 165px;

            background: var(--sky);

            display: flex;

            align-items: center;

            justify-content: center;

        }



        .btg {

            font-size: 10px;

            font-weight: 700;

            letter-spacing: .12em;

            text-transform: uppercase;

            color: var(--gold);

            background: var(--gold-pale);

            padding: 3px 9px;

            border-radius: 40px;

            display: inline-block;

            font-family: var(--sans);

        }



        .bcb {

            padding: 16px 18px;

        }



        .bcb h3 {

            font-family: var(--serif);

            font-size: 15.5px;

            font-weight: 600;

            color: var(--navy);

            line-height: 1.3;

            margin: 8px 0 6px;

        }



        .bcb p {

            font-size: 13px;

            color: var(--steel);

            line-height: 1.6;

            font-family: var(--sans);

            margin-bottom: 10px;

        }



        .bcm {
            font-size: 11.5px;
            color: var(--gray-400);
            font-family: var(--sans);
            margin-bottom: 8px;
        }



        .fc {

            background: white;

            border-radius: var(--rxl);

            padding: 34px;

            box-shadow: 0 8px 40px rgba(26, 58, 92, .14);

            border: 1px solid var(--gray-200);

        }



        .fc h3 {

            font-family: var(--serif);

            font-size: 21px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 22px;

        }



        .ff {

            margin-bottom: 13px;

        }



        .ff label {

            display: block;

            font-size: 10px;

            font-weight: 700;

            letter-spacing: .12em;

            text-transform: uppercase;

            color: var(--gray-400);

            margin-bottom: 4px;

            font-family: var(--sans);

        }



        .ff input,

        .ff select,

        .ff textarea {

            width: 100%;

            font-family: var(--sans);

            font-size: 13.5px;

            color: var(--navy);

            border: 1px solid var(--gray-200);

            border-radius: var(--r);

            padding: 10px 12px;

            background: var(--cloud);

            outline: none;

            transition: border-color .2s;

        }



        .ff input:focus,

        .ff select:focus,

        .ff textarea:focus {

            border-color: var(--blue);

            background: white;

        }



        .ff textarea {

            resize: vertical;

            min-height: 80px;

        }



        .cw {

            background: white;

            border-radius: var(--rxl);

            padding: 34px;

            box-shadow: 0 8px 40px rgba(26, 58, 92, .14);

            border: 1px solid var(--gray-200);

        }



        .cw h3 {

            font-family: var(--serif);

            font-size: 20px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 20px;

        }



        .csl {

            display: flex;

            justify-content: space-between;

            align-items: center;

            margin-bottom: 5px;

        }



        .csl>span:first-child {

            font-size: 13px;

            font-weight: 600;

            color: var(--navy);

            font-family: var(--sans);

        }



        .csv {

            font-family: var(--serif);

            font-size: 17px;

            font-weight: 700;

            color: var(--blue);

        }



        .csr {

            width: 100%;

            margin-bottom: 18px;

            accent-color: var(--gold);

        }



        .cr {

            background: var(--navy);

            border-radius: var(--rl);

            padding: 20px;

            margin-top: 8px;

            text-align: center;

        }



        .cn {

            font-family: var(--sans);

            font-size: 11px;

            color: var(--gray-400);

            margin-top: 10px;

            text-align: center;

        }



        .loh {

            background: var(--navy);

            position: relative;

            overflow: hidden;

        }



        .loh-in {

            display: grid;

            grid-template-columns: 265px 1fr;

            align-items: stretch;

            min-height: 480px;

        }



        .loph {

            background: var(--navy-mid);

            display: flex;

            align-items: flex-end;

            justify-content: center;

            padding-top: 96px;

        }



        .lopb {

            width: 205px;

            height: 300px;

            background: rgba(255, 255, 255, .04);

            border-radius: var(--rl) var(--rl) 0 0;

            border: 1px solid rgba(255, 255, 255, .08);

            display: flex;

            align-items: center;

            justify-content: center;

            flex-direction: column;

            gap: 9px;

        }



        .lopb span {

            font-size: 11px;

            color: rgba(255, 255, 255, .2);

            font-family: var(--sans);

        }



        .loic {

            padding: 96px 8vw 56px 42px;

            display: flex;

            flex-direction: column;

            justify-content: center;

        }



        .lo-bdg {

            display: flex;

            gap: 8px;

            flex-wrap: wrap;

            margin-bottom: 15px;

        }



        .lo-b {

            background: rgba(201, 146, 42, .15);

            border: 1px solid rgba(201, 146, 42, .3);

            border-radius: 40px;

            padding: 4px 13px;

            font-size: 11px;

            font-weight: 600;

            letter-spacing: .08em;

            text-transform: uppercase;

            color: var(--gold-light);

            font-family: var(--sans);

        }



        .loic h1 {

            font-family: var(--serif);

            font-size: clamp(30px, 4vw, 48px);

            font-weight: 700;

            color: white;

            line-height: 1.08;

            margin-bottom: 7px;

        }



        .lo-rl {

            font-size: 13.5px;

            color: rgba(255, 255, 255, .42);

            margin-bottom: 21px;

            font-family: var(--sans);

        }



        .lo-ps {

            display: flex;

            flex-wrap: wrap;

            gap: 9px;

            margin-bottom: 24px;

        }



        .pill {

            display: flex;

            align-items: center;

            gap: 7px;

            background: rgba(255, 255, 255, .05);

            border: 1px solid rgba(255, 255, 255, .1);

            border-radius: 40px;

            padding: 6px 13px;

        }



        .pill svg {

            width: 13px;

            height: 13px;

            stroke: var(--gold-light);

            fill: none;

            stroke-width: 2;

        }



        .pill span {

            font-size: 12.5px;

            color: rgba(255, 255, 255, .62);

            font-family: var(--sans);

        }



        .lo-hb {
            display: flex;
            gap: 12px;
            flex-wrap: wrap;
            padding-bottom: 20px;
        }



        .lo-sb {

            background: var(--gold);

            padding: 0 8vw;

            display: grid;

            grid-template-columns: repeat(4, 1fr);

        }



        .ls {

            padding: 22px 0;

            text-align: center;

            border-right: 1px solid rgba(255, 255, 255, .18);

        }



        .ls:last-child {

            border-right: none;

        }



        .lsn {

            font-family: var(--serif);

            font-size: 27px;

            font-weight: 700;

            color: var(--navy);

            line-height: 1;

        }



        .lsl {

            font-size: 11px;

            color: rgba(26, 58, 92, .6);

            font-weight: 600;

            letter-spacing: .07em;

            text-transform: uppercase;

            margin-top: 3px;

            font-family: var(--sans);

        }



        .lo-bd {

            display: grid;

            grid-template-columns: 1fr 345px;

            background: var(--cloud);

        }



        .lo-mn {
            padding: 52px 2vw 52px 2vw;
        }



        .lo-mn h2 {

            font-family: var(--serif);

            font-size: 21px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 12px;

        }



        .lo-mn p {

            font-size: 15px;

            line-height: 1.8;

            color: var(--steel-dark);

            margin-bottom: 12px;

            font-family: var(--sans);

        }



        .st {

            background: white;

            border: 1px solid var(--gray-200);

            border-radius: 40px;

            padding: 5px 13px;

            font-size: 13px;

            font-weight: 500;

            color: var(--navy);

            font-family: var(--sans);

        }



        .rv {

            background: white;

            border-radius: var(--rl);

            padding: 20px;

            margin-bottom: 10px;

            border-left: 3px solid var(--gold);

            box-shadow: 0 2px 16px rgba(26, 58, 92, .09);

        }



        .rvs {

            color: var(--gold);

            font-size: 13px;

            letter-spacing: 2px;

            margin-bottom: 7px;

        }



        .rvq {

            font-family: var(--serif);

            font-size: 13.5px;

            line-height: 1.72;

            color: var(--steel-dark);

            font-style: italic;

            margin-bottom: 10px;

        }



        .rvw {

            font-size: 12.5px;

            font-weight: 600;

            color: var(--navy);

            font-family: var(--sans);

        }



        .lofm {

            background: white;

            border-left: 1px solid var(--gray-200);

            padding: 42px 28px;

        }



        .lo-sd h3 {

            font-family: var(--serif);

            font-size: 19px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 18px;

        }



        .lo-il {

            margin-top: 18px;

            padding-top: 16px;

            border-top: 1px solid var(--gray-200);

        }



        .lii {

            display: flex;

            align-items: center;

            gap: 9px;

            margin-bottom: 9px;

        }



        .lii svg {

            width: 13px;

            height: 13px;

            stroke: var(--gold);

            fill: none;

            stroke-width: 2;

            flex-shrink: 0;

        }



        .lii a,

        .lii span {

            font-size: 13px;

            color: var(--steel-dark);

            text-decoration: none;

            font-family: var(--sans);

        }



        .lii a:hover {

            color: var(--blue);

        }



        .rr {

            display: grid;

            grid-template-columns: auto 1fr auto;

            gap: 20px;

            align-items: center;

            border-bottom: 1px solid var(--gray-200);

            padding: 18px 0;

        }



        .rr:first-of-type {

            border-top: 1px solid var(--gray-200);

        }



        .rnum {

            font-family: var(--serif);

            font-size: 21px;

            font-weight: 700;

            color: var(--sky);

            width: 30px;

        }



        .rdp {

            font-size: 11px;

            font-weight: 700;

            letter-spacing: .1em;

            text-transform: uppercase;

            color: var(--gold);

            margin-bottom: 2px;

            font-family: var(--sans);

        }



        .rti {

            font-family: var(--serif);

            font-size: 17px;

            font-weight: 600;

            color: var(--navy);

            margin-bottom: 4px;

        }



        .rmt {

            display: flex;

            gap: 15px;

            flex-wrap: wrap;

        }



        .rmt span {

            font-size: 13px;

            color: var(--steel);

            font-family: var(--sans);

        }



        .fr {

            display: flex;

            gap: 7px;

            flex-wrap: wrap;

        }



        .fbtn {

            font-family: var(--sans);

            font-size: 12px;

            font-weight: 600;

            padding: 7px 15px;

            border-radius: 40px;

            border: 1.5px solid var(--gray-200);

            background: transparent;

            cursor: pointer;

            color: var(--steel-dark);

            transition: all .2s;

        }



        .fbtn.active {

            background: var(--navy);

            color: white;

            border-color: var(--navy);

        }



        .fbtn:hover:not(.active) {

            border-color: var(--navy);

            color: var(--navy);

        }

        .wpcf7-form .btn-gold {
            width: 100%;
            margin-top: 8px;
            font-size: 15px;
            cursor: pointer;
        }

        .wpcf7-spinner {
            display: block;
            margin: 10px auto 0;
        }

        .wpcf7 form .wpcf7-response-output {
            margin-top: 15px;
        }

        html.newfed {
            margin-top: 0 !important;
        }

        .privacy-content h4 {
            font-size: 32px;
            margin-bottom: 20px;
            line-height: 1.2;
        }

        .privacy-content p {
            font-size: 16px;
            margin-bottom: 20px;
            line-height: 1.5;
        }

        .fha-list {
            margin: 14px 0 0;
            padding: 0;
            list-style: none;
        }

        .fha-list li {
            position: relative;
            padding-left: 22px;
            margin-bottom: 14px;
            font-size: 14.5px;
            line-height: 1.6;
            color: var(--steel-dark);
        }

        .fha-list li::before {
            content: "";
            position: absolute;
            left: 0;
            top: 9px;
            width: 6px;
            height: 6px;
            border-radius: 50%;
            background: var(--gold);
        }

        .fha-list li strong {
            color: var(--navy);
        }

        /* Add to style.css — FAQ accordion used on the Conventional Loans page */
        .faq-wrap {
            /* max-width: 820px; */
        }

        .faq-item {
            background: white;
            border: 1px solid var(--gray-200);
            border-radius: 10px;
            margin-bottom: 10px;
            overflow: hidden;
        }

        .faq-q {
            width: 100%;
            display: flex;
            align-items: center;
            justify-content: space-between;
            gap: 14px;
            padding: 18px 20px;
            background: none;
            border: none;
            cursor: pointer;
            text-align: left;
            font-family: var(--sans);
            font-size: 14.5px;
            font-weight: 600;
            color: var(--navy);
        }

        .faq-ic {
            width: 18px;
            height: 18px;
            flex-shrink: 0;
            color: var(--steel);
            transition: transform .2s ease;
        }

        .faq-item.open .faq-ic {
            transform: rotate(180deg);
            color: var(--gold);
        }

        .faq-a {
            max-height: 0;
            overflow: hidden;
            transition: max-height .25s ease;
        }

        .faq-item.open .faq-a {
            max-height: 300px;
        }

        .faq-a p {
            padding: 0 20px 18px;
            font-size: 13.5px;
            line-height: 1.65;
            color: var(--steel-dark);
            margin: 0;
        }

        /* Add to style.css — Blog / Press release detail page */

        .blog-wrap {
            display: grid;
            grid-template-columns: 56px 1fr;
            gap: 30px;
            max-width: 900px;
            margin: 0 auto;
        }

        .blog-share {
            display: flex;
            flex-direction: column;
            gap: 10px;
            position: sticky;
            top: 90px;
            height: fit-content;
        }

        .blog-share-btn {
            width: 42px;
            height: 42px;
            border-radius: 50%;
            background: var(--navy);
            border: none;
            display: flex;
            align-items: center;
            justify-content: center;
            cursor: pointer;
            transition: background .2s ease;
        }

        .blog-share-btn:hover {
            background: var(--gold);
        }

        .blog-share-btn svg {
            width: 18px;
            height: 18px;
            color: white;
        }

        .blog-article h1 {
            font-family: var(--serif);
            font-size: 30px;
            font-weight: 700;
            color: var(--navy);
            line-height: 1.25;
            margin-bottom: 6px;
        }

        .blog-article h2 {
            font-family: var(--serif);
            font-size: 22px;
            font-weight: 600;
            color: var(--navy);
            margin: 30px 0 12px;
        }

        .blog-article h4 {
            font-family: var(--sans);
            font-size: 14px;
            font-weight: 700;
            color: var(--navy);
            margin-bottom: 8px;
        }

        .blog-meta {
            font-size: 13px;
            color: var(--steel);
            margin-bottom: 6px;
        }

        .blog-meta span {
            margin: 0 6px;
            color: var(--gray-300);
        }

        .blog-article p {
            font-size: 14.5px;
            line-height: 1.75;
            color: var(--steel-dark);
            margin-bottom: 16px;
        }

        .blog-article a {
            color: var(--gold);
            font-weight: 600;
            text-decoration: none;
        }

        .blog-article .btn-dk {
            color: var(--navy);
        }

        .blog-article .btn-dk:hover {
            color: white;
        }

        .blog-article hr {
            border: none;
            border-top: 1px solid var(--gray-200);
            margin: 32px 0;
        }

        @media (max-width: 780px) {
            .blog-wrap {
                grid-template-columns: 1fr;
            }

            .blog-share {
                flex-direction: row;
                position: static;
            }
        }

        /* Related / Top News Stories grid */
        .news-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 22px;
        }

        .news-card {
            background: white;
            border-radius: 10px;
            overflow: hidden;
            border: 1px solid var(--gray-200);
            cursor: pointer;
            transition: transform .2s ease, box-shadow .2s ease;
        }

        .news-card:hover {
            transform: translateY(-3px);
            box-shadow: 0 10px 24px rgba(26, 58, 92, .1);
        }

        .news-thumb {
            height: 200px;
            overflow: hidden;
        }

        .news-thumb img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            display: block;
        }

        .news-card h3 {
            font-family: var(--serif);
            font-size: 16px;
            font-weight: 600;
            color: var(--navy);
            line-height: 1.35;
            margin: 16px 16px 4px;
        }

        .news-date {
            font-size: 11px;
            color: var(--gray-400);
            margin: 0 16px 10px;
            text-transform: uppercase;
            letter-spacing: .05em;
        }

        .news-card p {
            font-size: 13px;
            line-height: 1.6;
            color: var(--steel);
            margin: 0 16px 14px;
        }

        .news-more {
            display: block;
            font-size: 12.5px;
            font-weight: 700;
            color: var(--gold);
            text-decoration: none;
            margin: 0 16px 18px;
        }

        /* Add to style.css — extra blog article components (comparison table, callouts, lists) */
        /* Requires blog-detail-style.css to already be included for .blog-wrap / .blog-article base styles */

        .blog-article .blog-list {
            margin: 0 0 16px;
            padding-left: 20px;
        }

        .blog-article .blog-list li {
            font-size: 14.5px;
            line-height: 1.7;
            color: var(--steel-dark);
            margin-bottom: 8px;
        }

        .blog-article .blog-list.numbered {
            padding-left: 22px;
        }

        .blog-article .blog-list.numbered li {
            padding-left: 4px;
        }

        .blog-table-wrap {
            overflow-x: auto;
            margin: 18px 0 26px;
            border-radius: 10px;
            border: 1px solid var(--gray-200);
        }

        .blog-table {
            width: 100%;
            border-collapse: collapse;
            font-size: 13.5px;
        }

        .blog-table th {
            text-align: left;
            background: var(--navy);
            color: white;
            font-weight: 600;
            padding: 12px 16px;
            font-size: 12.5px;
            letter-spacing: .02em;
        }

        .blog-table td {
            padding: 12px 16px;
            color: var(--steel-dark);
            border-top: 1px solid var(--gray-200);
        }

        .blog-table tbody tr:nth-child(even) {
            background: var(--cloud);
        }

        .blog-callout {
            border-radius: 10px;
            padding: 18px 22px;
            margin-bottom: 20px;
            border: 1px solid var(--gray-200);
        }

        .blog-callout.good {
            background: #f0f9f2;
            border-color: #cdeed4;
        }

        .blog-callout.warn {
            background: #fdf6ec;
            border-color: #f3e3c4;
        }

        .blog-callout-h {
            font-family: var(--sans);
            font-size: 13.5px;
            font-weight: 700;
            color: var(--navy);
            margin-bottom: 10px;
        }

        .blog-callout .blog-list {
            margin-bottom: 0;
        }

        @media (max-width: 900px) {
            .news-grid {
                grid-template-columns: 1fr 1fr;
            }
        }

        @media (max-width: 600px) {
            .news-grid {
                grid-template-columns: 1fr;
            }
        }



        .company-stats {
            background: #C89324;
        }

        .stats-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
        }

        .stat-item {
            padding: 20px 30px;
            text-align: center;
            border-right: 1px solid rgba(255, 255, 255, .18);
            transition: .35s;
        }

        .stat-item:last-child {
            border-right: none;
        }

        .stat-item:hover {
            background: rgba(255, 255, 255, .08);
        }

        .stat-item h2 {
            font-size: 36px;
            font-weight: 800;
            color: #163A63;
            line-height: 1;
            margin-bottom: 7px;
        }

        .stat-item h3 {
            color: #163A63;
            font-size: 20px;
            font-weight: 700;
            margin-bottom: 10px;
            line-height: 1.35;
        }

        .stat-item p {
            color: rgba(22, 58, 99, .92);
            font-size: 15px;
            line-height: 1.5;
        }

        .leader-img img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            object-position: top;
        }

        .leader-img {
            width: 100px;
            height: 100px;
            border-radius: 50%;
            overflow: hidden;
            display: flex;
            align-items: center;
            justify-content: center;
            border: 1px solid #1a3a5c;
            margin: 0 auto;
        }

        .reverse-mortgage .ph {
            padding: 150px 8vw 150px;
        }

        .rm-hero-ct h1 {
            font-family: var(--sans);
            font-weight: 800;
            font-size: 46px;
            line-height: 1.1;
            color: white;
            text-shadow: 0 2px 12px rgba(0, 0, 0, .25);
        }

        .rm-eyebrow {
            font-family: var(--sans);
            font-size: 13px;
            font-weight: 700;
            letter-spacing: .06em;
            text-transform: uppercase;
            color: var(--navy);
        }

        .rm-h2 {
            font-family: var(--serif);
            font-size: 30px;
            font-weight: 600;
            color: var(--blue);
            margin: 4px 0 16px;
        }


        /* Fast Facts */
        .rm-facts {
            background: var(--navy);
            padding: 56px 8vw;
        }

        .rm-facts-h {
            font-family: var(--serif);
            font-size: 26px;
            font-weight: 600;
            color: white;
            margin-bottom: 30px;
        }

        .rm-facts-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 30px 60px;
            margin-top: 40px;
        }

        .rm-fact {
            display: flex;
            align-items: center;
            gap: 16px;
        }

        .rm-fact-ic {
            flex-shrink: 0;
            width: 56px;
            height: 56px;
            border-radius: 50%;
            border: 2px solid rgba(255, 255, 255, .5);
            display: flex;
            align-items: center;
            justify-content: center;
            color: white;
            font-family: var(--sans);
            font-weight: 700;
            font-size: 15px;
        }

        .rm-fact-ic svg {
            width: 24px;
            height: 24px;
        }

        .rm-fact p {
            font-size: 16px;
            line-height: 1.6;
            color: rgba(255, 255, 255, .85);
            margin: 0;
            padding-top: 0;
        }

        @media (max-width: 700px) {
            .rm-facts-grid {
                grid-template-columns: 1fr;
            }
        }

        /* Full-width photo band */
        .rm-photo {
            height: 450px;
            overflow: hidden;
            padding: 0px;
        }

        .reverse-tabs .sub {
            max-width: 100%;
            margin-bottom: 20px;
        }

        .reverse-tabs .sub strong {
            font-weight: bold;
            color: #c9922a;
        }

        /* Audience tabs */
        .rm-tabs-wrap {
            max-width: 900px;
            margin: -70px auto 0;
            position: relative;
            z-index: 3;
        }

        .rm-tabs {
            display: flex;
            background: white;
            border-radius: 8px 8px 0 0;
            overflow: hidden;
            box-shadow: 0 -4px 24px rgba(0, 0, 0, .06);
        }

        .rm-tab {
            flex: 1;
            background: white;
            border: none;
            border-right: 1px solid var(--gray-200);
            padding: 24px 12px 18px;
            display: flex;
            flex-direction: column;
            align-items: center;
            gap: 8px;
            cursor: pointer;
            color: var(--steel);
            transition: background .2s ease;
        }

        .rm-tab:last-child {
            border-right: none;
        }

        .rm-tab svg {
            width: 26px;
            height: 26px;
        }

        .rm-tab span {
            font-family: var(--sans);
            font-size: 12px;
            font-weight: 700;
            letter-spacing: .05em;
            text-transform: uppercase;
        }

        .rm-tab.active {
            background: var(--sky);
            color: #c0202f;
            box-shadow: inset 0 -3px 0 #c0202f;
        }

        .rm-panel {
            background: var(--cloud);
            padding: 40px 2.5vw 20px;
            position: relative;
        }

        .rm-panel-h {
            font-family: var(--serif);
            font-size: 22px;
            font-weight: 600;
            color: var(--navy);
            text-transform: uppercase;
            margin-bottom: 10px;
        }

        .rm-panel-bar {
            height: 5px;
            background: #c0202f;
            margin-top: 20px;
        }

        /* Lead form */
        .rm-form-wrap {
            max-width: 900px;
            margin: 0 auto;
            background: white;
            border-radius: 16px;
            padding: 34px;
            box-shadow: 0 2px 16px rgba(26, 58, 92, .09);
        }

        .reverse-form {
            background: var(--sky);
        }

        .reverse-form input:focus-visible,
        .reverse-form textarea:focus-visible {
            outline: none;
        }

        .rm-form input,
        .rm-form select,
        .rm-form textarea {
            width: 100%;
            padding: 11px 14px;
            border: 1px solid var(--gray-200);
            border-radius: 4px;
            font-family: var(--sans);
            font-size: 14px;
            color: var(--navy);
            margin-bottom: 4px;
        }

        .rm-form textarea {
            resize: vertical;
        }

        .rm-label {
            display: block;
            font-family: var(--sans);
            font-size: 14px;
            font-weight: 700;
            color: var(--navy);
            margin-bottom: 10px;
        }

        .reverse-form .col-row {
            margin-bottom: 17px;
        }

        .rm-req {
            color: #c0202f;
        }

        .rm-hint {
            font-size: 11px;
            color: var(--gray-400);
            margin-bottom: 8px;
        }

        .rm-row-2 {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 16px;
        }

        .rm-submit {
            margin-top: 16px;
            background: var(--gray-200);
            color: var(--navy);
            border: none;
            padding: 12px 30px;
            border-radius: 4px;
            font-family: var(--sans);
            font-size: 14px;
            font-weight: 700;
            cursor: pointer;
            transition: background .2s ease;
        }

        .rm-submit:hover {
            background: var(--navy);
            color: white;
        }

        .ph.main-banner {
            padding: 150px 8vw 150px;
        }

        .community-program .ph.main-banner {
            padding: 78px 8vw 62px;
        }

        /* Add to style.css — Commercial Properties page */

        /* Hero */
        .cp-hero {
            position: relative;
            min-height: 52vh;
            overflow: hidden;
        }

        .cp-hero-ov {
            position: absolute;
            inset: 0;
            background: linear-gradient(to right, rgba(26, 58, 92, .72) 0%, rgba(26, 58, 92, .5) 45%, rgba(26, 58, 92, .18) 80%);
        }

        .cp-hero-ct {
            position: relative;
            z-index: 2;
            height: 100%;
            display: flex;
            flex-direction: column;
            justify-content: center;
            padding: 0 8vw;
            min-height: 52vh;
        }

        .cp-hero-ct h1 {
            font-family: var(--sans);
            font-weight: 800;
            font-size: 44px;
            line-height: 1.12;
            color: white;
        }

        /* Eyebrow label */

        .cp-eyebrow-light {
            color: var(--gold-light);
            margin-bottom: 10px;
        }

        .cp-eyebrow-light::before {
            background: var(--gold-light);
        }


        /* Rounded pill header */
        .cp-pill {
            display: inline-block;
            background: white;
            border-radius: 999px;
            padding: 12px 30px;
            box-shadow: 0 6px 20px rgba(26, 58, 92, .1);
            margin-bottom: 18px;
        }

        .property-section .cp-col {
            text-align: center;
            display: grid;
            gap: 10px;
        }

        .property-section .cp-col p {
            font-family: var(--sans);
            font-size: 15.5px;
            line-height: 1.75;
            color: var(--steel);
            font-weight: 300;
            max-width: 1200px;
            margin: 0 auto;
        }

        .property-section .ey {
            justify-content: center;
        }

        .cp-pill h2 {
            font-family: var(--serif);
            font-size: 24px;
            font-weight: 700;
            color: var(--navy);
            margin: 0;
        }

        /* Bulleted sub-lists (Retail / Hotels) */
        .cp-list {
            list-style: none;
            padding: 0;
            margin: 18px 0 0;
        }

        .cp-list li {
            position: relative;
            padding-left: 22px;
            margin-bottom: 14px;
            font-size: 14.5px;
            line-height: 1.7;
            color: var(--steel-dark);
        }

        .cp-list li::before {
            content: "";
            position: absolute;
            left: 0;
            top: 8px;
            width: 6px;
            height: 6px;
            border-radius: 50%;
            background: var(--gold);
        }

        .cp-list li strong {
            color: var(--navy);
        }

        /* Final CTA band */
        .cp-cta-band {
            padding: 60px 8vw;
            background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 100%);
        }

        .cb .pay-cta p {
            font-family: var(--sans);
            font-size: 16px;
            color: rgba(255, 255, 255, .5);
            /* font-weight: 600; */
            letter-spacing: .08em;
            /* text-transform: uppercase; */
            margin-top: 5px;
        }

        .talk-someone .call a {
            font-size: 14px;
            color: #d7a83e;
            font-weight: 500;
            text-decoration: none;
        }

        .talk-someone .call {
            margin-bottom: 10px;
        }

        .talk-someone .ey {
            justify-content: center;
            margin-bottom: 20px;
        }

        .talk-someone .text {
            max-width: 500px;
            margin: 0 auto;
        }

        .talk-someone .cp-col {
            text-align: center;
        }

        .cp-cta-inner {
            max-width: 720px;
            margin: 0 auto;
            text-align: center;
        }

        .cp-cta-ic {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            background: rgba(255, 255, 255, .08);
            border: 1px solid rgba(255, 255, 255, .2);
            display: flex;
            align-items: center;
            justify-content: center;
            margin: 0 auto 20px;
        }

        .cp-cta-ic svg {
            width: 28px;
            height: 28px;
        }

        .cp-cta-band h2 {
            font-family: var(--serif);
            font-size: 26px;
            font-weight: 700;
            color: white;
            margin-bottom: 26px;
        }

        .cp-cta-btns {
            display: flex;
            gap: 14px;
            justify-content: center;
            flex-wrap: wrap;
        }


        .property-types {
            padding-top: 50px;
        }

        .property-types .container {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
        }

        .property-types .card {
            background: #fff;
            border: 1px solid #e7edf5;
            border-radius: 18px;
            padding: 38px;
            transition: .35s;
            box-shadow: 0 8px 30px rgba(17, 35, 79, .05);
        }

        .property-types .card:hover {
            transform: translateY(-8px);
            box-shadow: 0 20px 45px rgba(17, 35, 79, .12);
        }

        .property-types .icon {
            width: 72px;
            height: 72px;
            border-radius: 50%;
            background: #f3f7fc;
            display: flex;
            align-items: center;
            justify-content: center;
            margin-bottom: 10px;
        }

        .property-types .icon img {
            width: 60%;
        }

        .property-types .card h3 {
            font-size: 20px;
        }

        .property-types .card p {
            margin-bottom: 10px;
            /* display: -webkit-box;
            -webkit-box-orient: vertical;
            -webkit-line-clamp: 5; */
            overflow: hidden;
        }


        .payment-section {
            position: relative;
            overflow: hidden;
            background:
                radial-gradient(circle at top, #ffffff, #f4f8ff 70%);
        }

        .payment-section .section-badge {
            width: max-content;
            margin: auto;
            display: flex;
            align-items: center;
            gap: 10px;
            padding: 12px 28px;
            border-radius: 40px;
            border: 1px solid #dce8ff;
            background: #fff;
            color: #2158e8;
            font-weight: 700;
            box-shadow: 0 10px 30px rgba(0, 0, 0, .05);
        }

        .payment-section .section-badge i {
            font-size: 18px;
        }

        .payment-section .payment-grid {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 35px;
            margin-top: 70px;
        }

        .payment-section .payment-card {
            position: relative;
            background: #fff;
            border-radius: 26px;
            overflow: hidden;
            padding: 25px;
            /* text-align: center; */
            box-shadow: 0 20px 60px rgba(28, 62, 140, .10);
            transition: .35s;
            border: 1px solid var(--gray-200);
            border-radius: var(--rl);
            background: white;
        }

        .payment-section .payment-card:hover {
            transform: translateY(-10px);
        }

        .payment-section .logo-circle {
            background: #fff;
            margin: auto;
            display: flex;
            justify-content: start;
            align-items: center;
            position: relative;
            z-index: 2;
        }

        .payment-section .green-border {
            border-color: #2eb567;
        }

        .pay-my-mortgage .payment-section .payment-card {
            text-align: center;
        }

        .payment-section .logo-circle img {
            /* width: 100px; */
            height: 250px;
            border-radius: 50%;
            border: 5px solid #c99237;
            margin: 0 auto;
        }

        .payment-section .payment-card h3 {
            margin-top: 15px;
            font-size: 24px;
            font-weight: 800;
            margin-bottom: 10px;
            font-family: var(--serif);
        }

        .payment-section .divider {
            display: flex;
            align-items: center;
            justify-content: start;
            gap: 15px;
            margin: 20px 0;
        }

        .payment-section .divider span {
            width: 50px;
            height: 2px;
            background: #d9e5ff;
        }

        .payment-section .divider i {
            width: 30px;
            height: 30px;
            border-radius: 50%;
            display: flex;
            justify-content: center;
            align-items: center;
            background: #2d66ff;
            color: #fff;
            font-size: 14px;
        }

        .payment-section .payment-card p {
            font-family: var(--sans);
            font-size: 15px;
            line-height: 1.65;
            color: var(--steel);
            margin-bottom: 20px;
        }

        .payment-section .payment-btn {
            margin: 40px auto 28px;
            width: 330px;
            max-width: 100%;
            height: 70px;
            border-radius: 12px;
            background: #df1325;
            color: #fff;
            display: flex;
            justify-content: center;
            align-items: center;
            gap: 14px;
            text-decoration: none;
            font-weight: 800;
            font-size: 24px;
            transition: .3s;
        }

        .payment-section .payment-btn:hover {
            background: #c81020;
        }

        .payment-section .portal-link {
            color: #18328a;
            text-decoration: none;
            display: flex;
            justify-content: center;
            align-items: center;
            gap: 10px;
            font-size: 21px;
        }

        .payment-section .features {
            margin-top: 70px;
            background: #1a3a5c;
            border-radius: 22px;
            box-shadow: 0 15px 45px rgba(0, 0, 0, .06);
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            overflow: hidden;
        }

        .payment-section .feature {
            padding: 25px;
            display: flex;
            align-items: center;
            gap: 25px;
        }

        .payment-section .feature:not(:last-child) {
            border-right: 1px solid #ffffff4d;
        }

        .payment-section .feature-icon {
            width: 70px;
            height: 70px;
            border-radius: 50%;
            background: #edf3ff;
            color: #d5a12a;
            display: flex;
            justify-content: center;
            align-items: center;
            font-size: 25px;
            flex-shrink: 0;
        }

        .payment-section .feature h4 {
            font-size: 25px;
            color: #fff;
            margin-bottom: 8px;
            font-family: var(--serif);
        }

        .payment-section .feature p {
            font-family: var(--sans);
            font-size: 15px;
            line-height: 1.65;
            color: var(--steel);
        }

        .dots {
            position: absolute;
            width: 120px;
            height: 120px;
            background-image: radial-gradient(#c8d7ff 2px, transparent 2px);
            background-size: 24px 24px;
        }

        .dots-left {
            top: 50px;
            left: 40px;
        }

        .dots-right {
            right: 40px;
            bottom: 60px;
        }

        /* Add to style.css — Community Champions Program page */
        /* Note: reuses .btn-red — already defined in reverse-mortgage-style.css.
   If that file isn't included on your site yet, add this block too: */
        .btn-red {
            display: inline-block;
            background: #c0202f;
            color: white;
            font-family: var(--sans);
            font-size: 13px;
            font-weight: 700;
            text-decoration: none;
            padding: 14px 30px;
            border-radius: 4px;
            transition: background .2s ease;
        }

        .btn-red:hover {
            background: #9e1a26;
        }

        /* Split hero */
        .cc-hero {
            position: relative;
            display: grid;
            grid-template-columns: 30% 70%;
            min-height: 480px;
        }

        .cc-hero-img {
            overflow: hidden;
        }

        .cc-hero-img img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            object-position: center 15%;
            display: block;
        }

        .cc-hero-panel {
            background: var(--navy);
            display: flex;
            flex-direction: column;
            justify-content: center;
            align-items: center;
            text-align: center;
            padding: 50px 6vw;
        }

        .cc-hero-panel h1 {
            font-family: var(--sans);
            font-weight: 800;
            font-size: 34px;
            color: white;
            margin-bottom: 8px;
        }

        .cc-hero-panel h2 {
            font-family: var(--sans);
            font-weight: 800;
            font-size: 30px;
            color: white;
            margin-bottom: 20px;
        }

        .cc-hero-panel p {
            max-width: 640px;
            font-size: 15px;
            line-height: 1.65;
            color: rgba(255, 255, 255, .85);
            margin-bottom: 26px;
        }

        .cc-arrow {
            position: absolute;
            top: 50%;
            transform: translateY(-50%);
            z-index: 4;
            width: 38px;
            height: 38px;
            border-radius: 50%;
            background: rgba(255, 255, 255, .9);
            border: none;
            font-size: 20px;
            line-height: 1;
            color: var(--navy);
            cursor: pointer;
        }

        .cc-arrow-l {
            left: 14px;
        }

        .cc-arrow-r {
            left: 30%;
            margin-left: 14px;
        }

        @media (max-width: 860px) {
            .cc-hero {
                grid-template-columns: 1fr;
            }

            .cc-hero-img {
                height: 260px;
            }

            .cc-arrow-r {
                left: auto;
                right: 14px;
            }
        }

        .cc-qualify-h {
            font-family: var(--serif);
            font-size: 26px;
            font-weight: 700;
            color: var(--blue);
            text-align: center;
            margin: 18px 0 36px;
        }

        .cc-intro p.sub {
            max-width: 700px;
            margin: 30px auto 0;
        }

        .cc-intro {
            text-align: center;
        }

        /* Qualification icon row */
        .cc-qualify-grid {
            display: flex;
            justify-content: center;
            flex-wrap: wrap;
            gap: 40px;
            max-width: 1100px;
            margin: 0 auto 60px;
            padding: 0 8vw;
        }

        .cc-qualify-item {
            width: 170px;
            text-align: center;
        }

        .cc-qualify-ic {
            margin: 0 auto 15px;
            font-size: 45px;
            color: #fff;
        }

        .champions-section .sb {
            grid-template-columns: repeat(5, 1fr);
        }

        .cc-qualify-item p {
            font-size: 14px;
            font-weight: 600;
            color: var(--navy);
            margin: 0;
        }

        /* Photo row */
        .cc-photos {
            margin-bottom: 30px;
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 35px;
        }

        .cc-photo {
            height: 400px;
            border-radius: 8px;
            overflow: hidden;
        }

        .cc-photo img {
            width: 100%;
            height: 100%;
            object-fit: cover;
            display: block;
            object-position: top;
        }

        .cc-logo img {
            width: 150px;
        }

        /* Logo lockup */
        .cc-logo {
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 10px;
            margin-bottom: 26px;
        }

        .cc-logo-text {
            font-family: var(--sans);
            font-weight: 800;
            font-size: 18px;
            color: var(--navy);
        }

        .cc-logo-text span {
            font-weight: 500;
            color: var(--steel);
        }

        .cc-logo-sub {
            font-size: 10px;
            color: var(--gray-400);
        }

        /* Closing text box */
        .cc-box {
            max-width: 900px;
            margin: 0 auto 0px;
            background: var(--cloud);
            border-radius: 8px;
            padding: 0px 36px;
        }

        .cc-box p {
            margin-bottom: 12px;
            font-family: var(--sans);
            font-size: 15.5px;
            line-height: 1.75;
            color: var(--steel);
            font-weight: 300;
        }

        .cc-box p:last-child {
            margin-bottom: 0;
        }

        .cc-closing-h {
            font-family: var(--serif);
            font-size: 22px;
            font-weight: 700;
            color: var(--blue);
            text-align: center;
            margin-bottom: 26px;
        }

        .main-banner p {
            margin-bottom: 25px;
        }

        .career-cta {
            position: relative;
            overflow: hidden;
            background: #0c3e7b;
        }

        .career-wrapper {
            display: grid;
            grid-template-columns: 1fr;
            align-items: center;
            gap: 70px;
        }

        /* Left Content */

        .career-tag {
            display: inline-block;
            padding: 10px 18px;
            border-radius: 50px;
            background: rgba(255, 255, 255, .08);
            border: 1px solid rgba(255, 255, 255, .15);
            color: #7fd8ff;
            font-size: 13px;
            letter-spacing: 2px;
            font-weight: 600;
            margin-bottom: 25px;
        }

        .career-content h2 {
            color: #fff;
            font-family: var(--serif);
            font-size: clamp(26px, 3.4vw, 42px);
            font-weight: 700;
            line-height: 1.18;
            letter-spacing: -.3px;
            margin-bottom: 14px;
            text-align: center;
        }

        .career-content h2 span {
            color: #52c6ff;
        }

        .quote-icon img {
            width: 100%;
        }

        .career-content p {
            font-size: 15px;
            line-height: 1.9;
            max-width: 1100px;
            margin: 0 auto 40px;
            text-align: center;
            color: #fff;
        }

        .career-cta .career-content {
            text-align: center;
        }

        .career-btn {
            display: inline-flex;
            align-items: center;
            gap: 14px;
            padding: 18px 34px;
            background: #2dafff;
            color: #fff;
            border-radius: 60px;
            font-size: 17px;
            font-weight: 600;
            transition: .35s;
            box-shadow: 0 20px 45px rgba(45, 175, 255, .35);
        }

        .career-btn:hover {
            transform: translateY(-5px);
            background: #1d9beb;
            box-shadow: 0 25px 55px rgba(45, 175, 255, .55);
        }

        .career-btn svg {
            transition: .35s;
        }

        .career-btn:hover svg {
            transform: translateX(6px);
        }

        /* Right Card */

        .career-card {
            background: rgba(255, 255, 255, .08);
            backdrop-filter: blur(20px);
            border: 1px solid rgba(255, 255, 255, .12);
            border-radius: 24px;
            padding: 45px;
            color: #fff;
            box-shadow: 0 30px 70px rgba(0, 0, 0, .25);
        }

        .career-card h3 {
            font-size: 28px;
            margin-bottom: 25px;
        }

        .career-card ul {
            list-style: none;
        }

        .career-card li {
            display: flex;
            align-items: flex-start;
            gap: 15px;
            margin-bottom: 22px;
            color: rgba(255, 255, 255, .85);
            line-height: 1.6;
        }

        .career-card .icon {
            width: 42px;
            height: 42px;
            min-width: 42px;
            border-radius: 50%;
            background: #2dafff;
            display: flex;
            justify-content: center;
            align-items: center;
            font-size: 20px;
        }

        .loan-intro .ey {
            margin-bottom: 20px;
            justify-content: center;
        }

        .loan-intro h2.st {
            margin-bottom: 20px;
            text-align: center;
        }

        .loan-intro p {
            font-family: var(--sans);
            font-size: 16px;
            line-height: 1.75;
            color: var(--steel);
            font-weight: 300;
            max-width: 1100px;
            margin: 0 auto;
            text-align: center;
        }

        .mortgage-program .card-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 28px;
            margin: 30px 0 20px;
        }

        .mortgage-program .card {
            background: var(--white);
            border-radius: 12px;
            padding: 30px 24px 26px;
            box-shadow: 0 6px 20px rgba(11, 26, 51, 0.06);
            border: 1px solid var(--border-gray);
            text-align: left;
            transition: transform 0.2s ease, box-shadow 0.2s ease;
        }

        /* .mortgage-program .card .icon.gold {
            background: var(--gold-light);
        } */

        .loan-intro {
            background: var(--sky);
        }

        .cta-dis {
            font-size: 15px;
            margin-bottom: 20px;
            color: #fff;
            font-family: var(--sans);
            color: rgba(255, 255, 255, .5);
            line-height: 1.7;
            max-width: 700px;
            margin-top: 12px;
        }


        .mortgage-program .card .icon {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 56px;
            height: 56px;
            background: #cb922a;
            border-radius: 50%;
            margin-bottom: 16px;
            font-size: 24px;
            color: var(--navy);
        }

        section.mortgage-program p {
            margin-bottom: 10px;
        }

        /*glossary page Start */
        .glossary-page .letter-nav {
            background: #fff;
            border-bottom: 1px solid var(--border);
            padding: 12px 16px;
            position: sticky;
            top: 64px;
            z-index: 90;
            overflow-x: auto;
        }

        .glossary-page .letter-nav-inner {
            max-width: 1100px;
            margin: 0 auto;
            display: flex;
            gap: 4px;
            justify-content: center;
            /* flex-wrap: wrap; */
        }

        .glossary-page .letter-nav a {
            display: inline-flex;
            align-items: center;
            justify-content: center;
            width: 40px;
            height: 40px;
            border-radius: 8px;
            font-weight: 600;
            font-size: 0.9rem;
            color: var(--navy);
            text-decoration: none;
            transition: all 0.15s;
        }

        .glossary-page .letter-nav a:hover,
        .glossary-page .letter-nav a.active {
            background: var(--navy);
            color: white;
        }

        /* Main content */
        .glossary-faq {
            max-width: 1000px;
            margin: 0 auto;
            padding: 32px 20px 80px;
        }

        .glossary-page .section {
            margin-bottom: 12px;
            background: #ffffff;
            border-radius: 10px;
            box-shadow: 0 1px 3px rgba(0, 0, 0, 0.08), 0 4px 12px rgba(0, 0, 0, 0.04);
            overflow: hidden;
            border: 1px solid #e2e8f0;
        }

        .glossary-page .section-header {
            display: flex;
            align-items: center;
            justify-content: space-between;
            padding: 16px 22px;
            background: var(--navy);
            color: white;
            cursor: pointer;
            user-select: none;
            font-weight: 600;
            font-size: 1.15rem;
            letter-spacing: 0.02em;
            transition: background 0.15s;
        }

        .glossary-page .section-header:hover {
            background: #0f2744;
        }

        .glossary-page .section-header .chevron {
            transition: transform 0.25s;
            font-size: 0.85rem;
            opacity: 0.8;
        }

        .glossary-page .section.open .section-header .chevron {
            transform: rotate(180deg);
        }

        .glossary-page .section-body {
            display: none;
            padding: 8px 0 16px;
        }

        .glossary-page .section.open .section-body {
            display: block;
        }

        .glossary-faq .term {
            padding: 14px 22px;
            border-bottom: 1px solid var(--border);
        }

        .glossary-faq .term:last-child {
            border-bottom: none;
        }

        .glossary-faq .term dt {
            font-weight: 600;
            color: var(--navy);
            margin-bottom: 4px;
            font-size: 1.02rem;
            font-family: var(--serif);
        }

        .glossary-faq .term dd {
            font-size: 15px;
            margin: 0;
            color: var(--steel);
            line-height: 1.5;
        }

        .glossary-faq .no-results {
            text-align: center;
            padding: 48px 20px;
            color: var(--text-muted);
            display: none;
        }

        /*glossary page End */

        .quote-page .cb-btns {
            margin-top: 30px;
        }

        .testimonial-section .section-title {
            text-align: center;
            font-size: 1.55rem;
            color: var(--navy);
            margin-bottom: 8px;
            font-weight: 750;
        }

        .testimonial-section .section-sub {
            text-align: center;
            color: var(--text-muted);
            font-size: 0.95rem;
            margin-bottom: 36px;
        }

        .testimonial-section .slider-wrap {
            max-width: 1100px;
            margin: 0 auto;
            position: relative;
        }

        .testimonial-section .avatar img {
            width: 100%;
            border-radius: 100%;
            object-fit: cover;
        }

        .testimonial-section .testimonial-slider .slide {
            background: white;
            border-radius: 18px;
            box-shadow: var(--shadow);
            padding: 32px 28px;
            border: 1px solid var(--border);
            margin: 0 12px;
            height: 100%;
            box-sizing: border-box;
        }

        .testimonial-section .slide-header {
            display: flex;
            align-items: center;
            gap: 16px;
            margin-bottom: 18px;
        }

        .testimonial-section .avatar {
            width: 60px;
            height: 60px;
            border-radius: 50%;
            background: linear-gradient(145deg, #2b6cb0, #63b3ed);
            display: flex;
            align-items: center;
            justify-content: center;
            font-size: 1.25rem;
            font-weight: 700;
            color: white;
            flex-shrink: 0;
            box-shadow: 0 3px 12px rgba(43, 108, 176, 0.3);
        }

        .testimonial-section .agent-info h3 {
            font-size: 1.05rem;
            color: var(--navy);
            font-weight: 700;
            font-family: var(--serif);
            margin-bottom: 2px;
        }

        .testimonial-section .heading-section h2 {
            text-align: center;
        }

        .testimonial-section .agent-info p {
            font-size: 0.85rem;
            color: var(--text-muted);
        }

        .testimonial-section .stars {
            color: #ecc94b;
            font-size: 15px;
            letter-spacing: 2px;
            margin-bottom: 12px;
        }

        .testimonial-section .quote {
            font-size: 0.95rem;
            color: var(--text);
            line-height: 1.7;
            font-style: italic;
            margin-bottom: 18px;
            position: relative;
            display: -webkit-box;
            -webkit-box-orient: vertical;
            -webkit-line-clamp: 4;
            overflow: hidden;
        }

        .faq-wrapper .st.faq-heading {
            margin-top: 50px;
        }

        .testimonial-section .attribution {
            font-style: normal;
            font-weight: 650;
            color: var(--navy);
            font-size: 0.92rem;
        }

        .testimonial-section .attribution span {
            display: block;
            font-weight: 400;
            color: var(--text-muted);
            font-size: 0.82rem;
            margin-top: 2px;
        }

        .testimonial-section .slick-prev,
        .testimonial-section .slick-next {
            border-radius: 50%;
            background: white !important;
            border: 1.5px solid var(--border);
            box-shadow: 0 2px 8px rgba(0, 0, 0, 0.08);
            z-index: 2;
        }

        .testimonial-section .slick-prev:before,
        .testimonial-section .slick-next:before {
            color: var(--navy) !important;
            font-size: 28px;
            opacity: 1;
        }

        .testimonial-section .slick-prev {
            left: -10px;
        }

        .testimonial-section .slick-next {
            right: -10px;
        }

        /* Slick dots */
        .testimonial-section .slick-dots {
            bottom: -40px;
        }

        .testimonial-section .slick-dots li button:before {
            font-size: 10px;
            color: #cbd5e0;
            opacity: 1;
        }

        .testimonial-section .slick-dots li.slick-active button:before {
            color: var(--navy);
        }


        /* Add to style.css — Find a Loan Officer / locations page */

        .flo-search {
            display: flex;
            align-items: center;
            gap: 10px;
            background: white;
            border-radius: 6px;
            padding: 0;
            max-width: 480px;
            margin-top: 28px;
            box-shadow: 0 8px 24px rgba(0, 0, 0, .15);
        }

        .flo-search svg {
            width: 18px;
            height: 18px;
            flex-shrink: 0;
        }

        .flo-search input {
            border: none;
            outline: none;
            font-family: var(--sans);
            font-size: 14px;
            color: var(--navy);
            width: 100%;
        }

        /* Legend */
        .flo-legend {
            display: flex;
            justify-content: center;
            gap: 30px;
            flex-wrap: wrap;
            margin: 30px 0;
            font-size: 13px;
            font-weight: 600;
            color: var(--steel-dark);
        }

        .flo-legend div {
            display: flex;
            align-items: center;
            gap: 8px;
        }

        .flo-dot {
            width: 14px;
            height: 14px;
            border-radius: 3px;
            display: inline-block;
        }

        .flo-dot-lic {
            background: var(--blue);
        }

        .flo-dot-not {
            background: var(--navy);
        }

        .flo-dot-soon {
            background: var(--gray-300);
        }

        /* State chip grid */
        .flo-states {
            display: flex;
            flex-wrap: wrap;
            justify-content: center;
            gap: 12px;
            max-width: 1000px;
            margin: 0 auto;
        }

        .flo-state {
            background: var(--sky);
            border: 1px solid var(--gray-200);
            border-radius: 999px;
            padding: 9px 20px;
            font-size: 13.5px;
            font-weight: 600;
            color: var(--navy);
            text-decoration: none;
            transition: background .2s ease, color .2s ease, border-color .2s ease;
        }

        .flo-state:hover {
            background: var(--blue);
            color: white;
            border-color: var(--blue);
        }

        .flo-state-active {
            background: var(--gray-100);
            color: var(--gray-400);
            cursor: default;
            pointer-events: none;
        }

        /* Video */
        .flo-video {
            max-width: 780px;
            margin: 34px auto 0;
            border-radius: 10px;
            overflow: hidden;
            box-shadow: 0 16px 40px rgba(26, 58, 92, .16);
        }

        .flo-video video {
            width: 100%;
            display: block;
        }

        /* Partner logo strip */
        .flo-logos {
            display: flex;
            justify-content: center;
            align-items: center;
            gap: 50px;
            flex-wrap: wrap;
            opacity: .55;
        }

        .flo-logos span {
            font-family: var(--sans);
            font-weight: 700;
            font-size: 16px;
            color: var(--steel);
            letter-spacing: .02em;
        }

        .map-section .map-img {
            text-align: center;
            border: 1px solid #1a3a5c;
            background-color: transparent;
            background-image: linear-gradient(150deg, #CCDBE2 0%, #F4F3EB 75%);
            max-width: 1200px;
            margin: 0 auto;
            border-radius: 10px;
            /* margin-top: 50px; */
            padding: 50px;
        }

        .section-desc {
            max-width: 920px;
            margin: 0 auto 55px;
            text-align: center;
            font-size: 19px;
            line-height: 1.55;
            color: #1d2a36;
        }

        .branch-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 80px;
            max-width: 1200px;
            margin: 50px auto 0;
        }

        .branch-section {
            background-image: url('https://stage.cuselleration.com/newfed-new/wp-content/uploads/2026/08/map-pixel-bg.jpg');
            background-size: cover;
            background-position: center;
            background-repeat: no-repeat;
        }

        .branch-grid ul {
            list-style: none;
        }

        .branch-grid li {
            position: relative;
            padding-left: 25px;
            margin-bottom: 22px;
            font-size: 20px;
            color: #0c3e7b;
            font-weight: 500;
            font-family: var(--serif);
        }

        .branch-grid li a {
            text-decoration: none;
            color: #0c3e7b;
        }

        .branch-grid li a:hover {
            color: #c9922a;
        }

        .brand-img img {
            width: 100%;
            height: 130px;
            object-fit: contain;
        }

        .brand-logos .sbi {
            padding: 10px 12px;
            border-right: 1px solid rgb(26 58 92 / 21%);
        }

        .brand-logos .sb {
            grid-template-columns: repeat(6, 1fr);
            background: rgb(255 255 255 / 73%);
            border-radius: 16px;
            border: 1px solid rgba(255, 255, 255, .08);
        }

        .branch-grid li::before {
            content: "";
            position: absolute;
            left: 0;
            top: 10px;
            width: 9px;
            height: 9px;
            background: #0c3e7b;
            border-radius: 50%;
        }

        .map-section h2.st {
            font-size: 30px;
        }

        .blog-wrapper ul.page-numbers li {
            list-style: none;
        }

        .blog-wrapper .page-numbers a,
        .blog-wrapper .page-numbers span {
            display: flex;
            align-items: center;
            justify-content: center;
            min-width: 40px;
            height: 40px;
            padding: 0 14px;
            text-decoration: none;
            font-size: 15px;
            font-weight: 500;
            color: #555;
            border-radius: 8px;
            transition: .25s ease;
        }

        .blog-wrapper .page-numbers a:hover {
            background: #f5f5f5;
            color: #111;
        }

        .blog-wrapper .page-numbers .current {
            background: #111;
            color: #fff;
        }

        .blog-wrapper .page-numbers .prev,
        .blog-wrapper .page-numbers .next {
            color: #111;
            font-weight: 600;
        }

        .blog-wrapper .page-numbers .prev:hover,
        .blog-wrapper .page-numbers .next:hover {
            background: #f5f5f5;
        }


        .blog-wrapper ul.page-numbers {
            display: flex;
            justify-content: center;
            gap: 5px;
            align-items: center;
            font-size: 15px;
        }

        .blog-wrapper .page-numbers .dots {
            display: flex;
            position: unset;
            width: auto;
            height: auto;
            background-image: unset;
            background-size: unset;
        }

        footer .compliance p {
            font-size: 12.5px;
            color: rgba(255, 255, 255, .35);
            line-height: 1.72;
            font-family: var(--sans);
            margin-bottom: 11px;
        }

        footer .compliance {
            border-top: 1px solid #ffffff1a;
            padding-top: 30px;
        }

        .social-icons {
            display: flex;
            gap: 16px;
            align-items: center;
            margin-top: 20px;
        }

        .social-icons a {
            width: 40px;
            height: 40px;
            background: #ffffff47;
            border: 1px solid rgba(255, 255, 255, .15);
            border-radius: 100%;
            display: flex;
            justify-content: center;
            align-items: center;
            color: #fff;
            font-size: 18px;
            text-decoration: none;
            transition: .35s ease;
            /* box-shadow: inset 0 1px 0 rgba(255,255,255,.08); */
        }

        footer .address {
            color: rgba(255, 255, 255, .5);
            margin-top: 0px;
        }

        .social-icons a:hover {
            transform: translateY(-5px);
            background: #ffffff;
            color: #222;
            border-color: #fff;
            box-shadow: 0 12px 25px rgba(0, 0, 0, .3);
        }

        .social-icons a:nth-child(1):hover {
            color: #1877F2;
        }

        .social-icons a:nth-child(2):hover {
            color: #000;
        }

        .social-icons a:nth-child(3):hover {
            color: #0A66C2;
        }

        .social-icons a:nth-child(4):hover {
            color: #E4405F;
        }

        .eho {
            display: flex;
            align-items: start;
            /* flex-direction: column; */
            gap: 12px;
            font-size: 12px;
            color: var(--ink-faint);
        }

        .eho img {
            height: 60px;
            width: 60px;
            object-fit: contain;
        }

        .foot-bottom {
    display: grid;
    /* justify-content: space-between; */
    align-items: center;
    margin-top: 26px;
    flex-wrap: wrap;
    gap: 12px;
    grid-template-columns: 70px 1fr;
}
.foot-bottom p{
    text-align: center;
    margin-bottom: 0 !important;
}
        /*locations*/
        /* Add to style.css — NewFed Mortgage Corp. Locations section */

        .loc-h2 {
            font-family: var(--serif);
            font-size: 28px;
            font-weight: 700;
            color: var(--navy);
            text-align: center;
            position: relative;
            padding-bottom: 18px;
            margin-bottom: 44px;
        }

        .loc-h2::after {
            content: "";
            position: absolute;
            bottom: 0;
            left: 50%;
            transform: translateX(-50%);
            width: 64px;
            height: 3px;
            background: #c0202f;
            border-radius: 2px;
        }

        .nav-menu .sub-menu span.dropdown-arrow {
            transform: rotate(270deg);
        }

        .loc-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 18px;
            /* max-width: 1160px; */
            margin: 40px auto 0;
        }

        .mortgage-locations {
            background: var(--sky);
        }

        .loc-card {
            background: var(--cloud);
            border: 1px solid var(--gray-200);
            border-radius: 10px;
            padding: 24px 20px;
            text-align: center;
            transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
        }

        .loc-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 14px 30px rgba(26, 58, 92, .1);
            background: var(--sky);
            border-color: var(--gold);
        }

        .loc-ic {
            width: 34px;
            height: 34px;
            margin: 0 auto 12px;
        }

        .loc-ic svg {
            width: 100%;
            height: 100%;
        }

        .loc-name {
            font-family: var(--serif);
            font-size: 15px;
            font-weight: 700;
            color: var(--navy);
            margin-bottom: 3px;
        }

        .loc-state {
            font-size: 11px;
            font-weight: 700;
            letter-spacing: .08em;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 14px;
        }

        .loc-addr {
            font-size: 13px;
            line-height: 1.55;
            color: var(--steel-dark);
            margin-bottom: 10px;
        }

        .loc-phone {
            display: block;
            font-size: 13.5px;
            font-weight: 700;
            color: var(--navy);
            text-decoration: none;
            margin-bottom: 8px;
        }

        .loc-phone:hover {
            color: #c0202f;
        }

        .loc-nmls {
            font-size: 11px;
            font-style: italic;
            color: var(--gray-400);
        }



        /* Sub-menu styles */
        .nav-menu {
            list-style: none;
            margin: 0;
            padding: 0;
            display: flex;
        }

        .nav-menu li {
            position: relative;
        }

        .nav-menu .sub-menu {
            display: none;
            position: absolute;
            top: 100%;
            left: 0;
            background: white;
            min-width: 275px;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
            padding: 10px 0;
            z-index: 1000;
        }

        .nav-menu .sub-menu .sub-menu {
            top: 0;
            left: 100%;
        }

        .nav-menu li:hover>.sub-menu {
            display: block;
        }

        .nav-menu .sub-menu li {
            padding: 5px 20px;
        }

        .nav-menu .sub-menu a {
            color: #333;
            text-decoration: none;
        }

        .nav-menu .sub-menu a:hover {
            color: #b22234;
        }

        .dropdown-arrow {
            font-size: 10px;
            margin-left: 5px;
        }

        /* Mobile responsive */
        @media (max-width: 768px) {
            .nav-menu .sub-menu {
                position: static;
                box-shadow: none;
                padding-left: 20px;
            }

            .nav-menu .sub-menu .sub-menu {
                left: 0;
            }
        }

        .mortgage-calculator .container {
            max-width: 1200px;
            margin: 0 auto;
            background: white;
            border-radius: 20px;
            box-shadow: 0 8px 30px rgba(0, 0, 0, 0.1);
            overflow: hidden;
        }

        .mortgage-calculator .header {
            background: linear-gradient(180deg, #0c3e7b 0%, #0c3e7b 100%);
            color: #ffffff;
            padding: 60px 30px;
            text-align: center;
        }

        .mortgage-calculator .header h1 {
            font-family: 'Montserrat', sans-serif;
            font-size: 3rem;
            font-weight: 700;
            margin-bottom: 15px;
            text-shadow: 0 2px 4px rgba(0, 0, 0, 0.1);
        }

        .mortgage-calculator .header p {
            font-size: 1.2rem;
            opacity: 0.95;
            max-width: 800px;
            margin: 0 auto;
        }

        .mortgage-calculator .main-content {
            padding: 50px 40px;
            background: #f8f9fb;
        }

        .mortgage-calculator .calculator-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 50px;
            align-items: flex-start;
        }

        .mortgage-calculator .section {
            background: #ffffff;
            border-radius: 16px;
            padding: 30px;
            border: 1px solid #e2e8f0;
            box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
        }

        .mortgage-calculator .input-section {
            position: sticky;
            top: 20px;
        }

        .mortgage-calculator .section h2 {
            color: #0c3e7b;
            margin-bottom: 25px;
            font-size: 1.5rem;
            font-weight: 600;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .mortgage-calculator .input-group {
            margin-bottom: 20px;
        }

        .mortgage-calculator .input-group label {
            display: block;
            margin-bottom: 8px;
            font-weight: 600;
            color: #374151;
            font-size: 14px;
        }

        .mortgage-calculator .input-group input,
        .mortgage-calculator .input-group select {
            width: 100%;
            padding: 14px 16px;
            border: 1px solid #e2e8f0;
            border-radius: 10px;
            font-size: 16px;
            font-family: 'Open Sans', sans-serif;
            transition: all 0.3s ease;
            background: white;
        }

        .mortgage-calculator .input-group input:focus,
        .mortgage-calculator .input-group select:focus {
            outline: none;
            border-color: #c9922a;
            box-shadow: 0 0 0 3px rgba(237, 32, 36, 0.1);
        }

        .mortgage-calculator .input-row {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 15px;
        }

        .mortgage-calculator .checkbox-group {
            display: flex;
            align-items: center;
            gap: 10px;
            margin-top: 20px;
        }

        .mortgage-calculator .checkbox-group input[type="checkbox"] {
            width: 20px;
            height: 20px;
            cursor: pointer;
        }

        .mortgage-calculator .checkbox-group label {
            font-size: 16px;
            cursor: pointer;
            font-weight: 600;
        }

        .mortgage-calculator .button-group {
            display: flex;
            gap: 15px;
            margin-top: 30px;
        }

        .mortgage-calculator #calculate-button {
            background: var(--gold);
            color: white;
            border: none;
            padding: 16px 32px;
            border-radius: 4px;
            cursor: pointer;
            font-size: 16px;
            font-weight: 700;
            flex: 2;
            transition: all 0.3s ease;
            text-transform: uppercase;
        }

        .mortgage-calculator #calculate-button:hover {
            transform: translateY(-3px);
            /* box-shadow: 0 10px 25px rgba(237, 32, 36, 0.3); */
        }

        .mortgage-calculator #calculate-button:disabled {
            background: #95a5a6;
            cursor: not-allowed;
            transform: none;
            box-shadow: none;
        }

        .mortgage-calculator .results-section h2 {
            text-align: center;
        }

        .mortgage-calculator .summary-cards {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 25px;
            margin-bottom: 40px;
        }

        .mortgage-calculator .summary-card {
            background: #ffffff;
            color: #0c3e7b;
            padding: 30px;
            border-radius: 16px;
            box-shadow: 0 4px 15px rgba(0, 70, 124, 0.1);
            text-align: left;
            transition: transform 0.3s ease;
        }

        .mortgage-calculator .summary-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 8px 25px rgba(0, 70, 124, 0.15);
        }

        .mortgage-calculator .summary-card h3 {
            font-size: 15px;
            margin-bottom: 15px;
            font-weight: 600;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        .mortgage-calculator .summary-card .value {
            font-size: 20px;
            font-weight: 600;
            /* font-family: 'Montserrat', sans-serif; */
            color: #389AD6;
            margin-bottom: 15px;
        }

        .mortgage-calculator .progress-bar {
            height: 8px;
            background: #e9ecef;
            border-radius: 4px;
            overflow: hidden;
        }

        .mortgage-calculator .progress-fill {
            height: 100%;
            background: #1a3a5c;
            transition: width 0.5s ease;
        }

        .mortgage-calculator .result-details {
            background: #ffffff;
            padding: 25px;
            border-radius: 12px;
        }

        .mortgage-calculator .result-item {
            display: flex;
            justify-content: space-between;
            align-items: center;
            padding: 12px 0;
            border-bottom: 1px solid #f1f5f9;
            font-size: 15px;
        }

        .mortgage-calculator .result-item:last-child {
            border-bottom: none;
        }

        .mortgage-calculator .result-item .label {
            color: #5a6c8c;
        }

        .mortgage-calculator .result-item .value {
            font-weight: 600;
            color: #0c3e7b;
        }

        .mortgage-calculator .chart-section {
            margin-top: 50px;
            /* background: linear-gradient(135deg, #ffffff 0%, #f8fbff 100%); */
            background: var(--sky);
            padding: 40px;
            border-radius: 16px;
            box-shadow: 0 8px 30px rgba(0, 69, 124, 0.1);
            /* border: 1px solid rgba(237, 32, 36, 0.1); */
            display: none;
            position: relative;
            overflow: hidden;
        }

        .mortgage-calculator .chart-section::before {
            content: '';
            position: absolute;
            top: -50%;
            right: -50%;
            width: 200%;
            height: 200%;
            background: radial-gradient(circle, rgba(237, 32, 36, 0.05) 0%, transparent 70%);
            pointer-events: none;
        }

        .mortgage-calculator .chart-section h2 {
            text-align: center;
            margin-bottom: 35px;
            position: relative;
            z-index: 1;
        }

        .mortgage-calculator .chart-section h2::after {
            content: '';
            display: block;
            width: 60px;
            height: 3px;
            background: linear-gradient(90deg, #0c3e7b 0%, #ED2024 100%);
            margin: 15px auto 0;
            border-radius: 2px;
        }

        .mortgage-calculator .chart-wrapper {
            position: relative;
            height: 400px;
            width: 100%;
            background: white;
            border-radius: 12px;
            padding: 20px;
            box-shadow: 0 2px 10px rgba(0, 69, 124, 0.08);
            z-index: 1;
        }

        .mortgage-calculator .placeholder-results {
            opacity: 0.3;
            pointer-events: none;
        }

        .mortgage-calculator .info-section {
            background: linear-gradient(135deg, #f6f9fc 0%, #f0f0f0 100%);
            border-radius: 16px;
            padding: 40px;
            margin-bottom: 0px;
            text-align: center;
        }

        .mortgage-calculator .info-cards {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
            margin-top: 30px;
        }

        .mortgage-calculator .info-card {
            background: white;
            padding: 25px;
            border-radius: 12px;
            box-shadow: 0 3px 10px rgba(0, 0, 0, 0.08);
            transition: transform 0.3s ease;
        }

        .mortgage-calculator .info-card:hover {
            transform: translateY(-5px);
            box-shadow: 0 5px 20px rgba(0, 0, 0, 0.12);
        }

        .mortgage-calculator .info-card-icon {
            width: 60px;
            height: 60px;
            margin: 0 auto 15px;
            background: var(--gold);
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .mortgage-calculator .info-card h3 {
            color: #0c3e7b;
            font-size: 1.2rem;
            margin-bottom: 10px;
        }

        .mortgage-calculator .info-card p {
            color: #5a6c8c;
            font-size: 0.95rem;
            line-height: 1.5;
        }

        .mortgage-calculator .example-scenarios {
            background: #f8fafc;
            border-radius: 12px;
            padding: 30px;
            margin-top: 25px;
            text-align: center;
        }

        .mortgage-calculator .example-scenarios h4 {
            color: #0c3e7b;
            margin-bottom: 20px;
            font-size: 1.3rem;
            font-weight: 600;
        }

        .mortgage-calculator .scenario-buttons {
            display: flex;
            gap: 15px;
            flex-wrap: wrap;
            justify-content: center;
            margin-bottom: 25px;
        }

        .mortgage-calculator .scenario-btn {
            background: linear-gradient(135deg, #ffffff 0%, #f8f8f8 100%);
            border: 1px solid #0c3e7b;
            padding: 15px 25px;
            border-radius: 12px;
            cursor: pointer;
            font-size: 1rem;
            font-weight: 600;
            transition: all 0.3s ease;
            color: #0c3e7b;
            box-shadow: 0 2px 10px rgba(237, 32, 36, 0.15);
            position: relative;
            overflow: hidden;
        }

        .mortgage-calculator .scenario-btn:before {
            content: '';
            position: absolute;
            top: 0;
            left: -100%;
            width: 100%;
            height: 100%;
            /* background: linear-gradient(90deg, transparent, rgba(237, 32, 36, 0.2), transparent); */
            transition: left 0.5s;
        }

        .mortgage-calculator .scenario-btn:hover {
            transform: translateY(-3px);
            border-color: #0c3e7b;
            background: linear-gradient(135deg, #1a3a5c00 0%, #1a3a5c1c 100%);
        }

        .mortgage-calculator .scenario-btn:hover:before {
            left: 100%;
        }

        .mortgage-calculator .scenario-btn .amount {
            display: block;
            font-size: 0.85rem;
            color: #5a6c8c;
            margin-top: 3px;
        }

        .mortgage-calculator .cta-button-inline {
            background: var(--gold);
            color: #ffffff;
            padding: 16px 32px;
            font-size: 18px;
            font-weight: 700;
            border-radius: 12px;
            transition: all 0.3s ease;
            text-decoration: none;
            display: inline-block;
        }

        .mortgage-calculator .cta-button-inline:hover {
            transform: translateY(-3px);
            /* box-shadow: 0 8px 25px rgba(239, 65, 54, 0.4); */
        }

        .mortgage-calculator .legal-section {
            background: #f8fafc;
            padding: 25px;
            border-radius: 12px;
            border: 1px solid #e2e8f0;
            margin-top: 0px;
            margin: 40px;
        }

        .mortgage-calculator .legal-toggle {
            display: flex;
            align-items: center;
            justify-content: space-between;
            padding: 15px;
            background: #e9ecef;
            color: #0c3e7b;
            border-radius: 10px;
            cursor: pointer;
            font-size: 1.1rem;
            font-weight: 600;
            margin-bottom: 15px;
        }

        .mortgage-calculator .home-affordability .card {
            text-align: left;
        }

        .mortgage-calculator .legal-toggle svg {
            transition: transform 0.3s ease;
        }

        .mortgage-calculator .legal-toggle.open svg {
            transform: rotate(180deg);
        }

        .mortgage-calculator .legal-content {
            display: none;
            font-size: 0.95rem;
            line-height: 1.7;
            color: #555;
        }

        .mortgage-calculator .legal-content.show {
            display: block;
        }

        .mortgage-calculator .legal-content p {
            margin-bottom: 15px;
        }

        .mortgage-calculator .legal-content strong {
            color: #1a2b4a;
        }

        .mortgage-calculator .app-promo-banner {
            background: linear-gradient(180deg, #0c3e7b 0%, #0c3e7b 100%);
            color: white;
            padding: 30px;
            border-radius: 16px;
            margin-top: 0;
            margin: 40px;
            display: flex;
            justify-content: space-between;
            align-items: center;
            gap: 40px;
        }

        .mortgage-calculator .promo-content h2 {
            font-size: 2rem;
            font-weight: 700;
            margin-bottom: 20px;
        }

        .mortgage-calculator .app-store-badges {
            display: flex;
            gap: 15px;
        }

        .mortgage-calculator .payment-calculator {
            padding: 40px;
        }

        .mortgage-calculator .app-badge {
            display: inline-flex;
            flex-direction: column;
            align-items: flex-start;
            justify-content: center;
            padding: 8px 18px;
            border-radius: 6px;
            text-decoration: none;
            font-family: 'Open Sans', sans-serif;
            transition: background-color 0.3s ease;
            min-width: 150px;
            text-align: left;
            color: #ffffff;
        }

        .mortgage-calculator {
            padding: 40px;
        }

        .mortgage-calculator .app-badge.apple-badge {
            background-color: #000000;
        }

        .mortgage-calculator .app-badge.apple-badge:hover {
            background-color: #333333;
        }

        .mortgage-calculator .app-badge.google-badge {
            background-color: #4285F4;
        }

        .mortgage-calculator .app-badge.google-badge:hover {
            background-color: #1a73e8;
        }

        .mortgage-calculator .app-badge .badge-text-main {
            font-size: 11px;
            font-weight: 600;
            line-height: 1.2;
        }

        .mortgage-calculator .app-badge .badge-text-store {
            font-size: 18px;
            font-weight: 700;
            line-height: 1.2;
        }

        .mortgage-calculator .error-message {
            color: #e74c3c;
            font-size: 14px;
            margin-top: 5px;
        }

        .mortgage-calculator .error {
            border-color: #e74c3c !important;
        }

        .mortgage-calculator .pmi-section {
            display: none;
            margin-top: -10px;
            padding: 15px;
            background: #fffbf0;
            border-radius: 8px;
            border: 1px solid #f39c12;
        }

        .mortgage-calculator .pmi-section.show {
            display: block;
        }

        @keyframes fadeIn {
            from {
                opacity: 0;
                transform: translateY(20px);
            }

            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        @keyframes pulse {
            0% {
                transform: scale(1);
                box-shadow: 0 10px 25px rgba(237, 32, 36, 0.3);
            }

            50% {
                transform: scale(1.05);
                box-shadow: 0 15px 35px rgba(237, 32, 36, 0.5);
            }

            100% {
                transform: scale(1);
                box-shadow: 0 10px 25px rgba(237, 32, 36, 0.3);
            }
        }

        @media (max-width: 992px) {
            .mortgage-calculator .calculator-grid {
                grid-template-columns: 1fr;
            }

            .mortgage-calculator .input-section {
                position: static;
            }
        }

        .attention-section {
            width: 100%;
            padding: 20px 8vw 80px;
        }

        .attention-banner {
            position: relative;
            /* width: 100%; */
            /* min-height: 256px; */
            display: flex;
            align-items: center;
            padding: 35px 45px 35px 45px;
            border: 1px solid #e5ebf3;
            border-radius: 17px;
            background: #ffffff;
            box-shadow: 0 14px 30px rgba(20, 39, 71, 0.13);
            overflow: hidden;
        }

        /* Left blue border */
        .attention-banner::before {
            content: "";
            position: absolute;
            top: 0;
            left: 0;
            width: 10px;
            height: 100%;
            background: #d5a12a;
            border-radius: 17px 0 0 17px;
        }

        /* =========================
       ICON
    ========================= */

        .attention-icon {
            width: 120px;
            height: 120px;
            flex: 0 0 120px;
            margin-left: 0;
            margin-right: 60px;

            display: flex;
            align-items: center;
            justify-content: center;

            position: relative;
            border-radius: 50%;
            background: #eaf2ff;
        }

        .attention-icon svg {
            width: 58px;
            height: 58px;
            stroke: #1763db;
        }

        .alert-badge {
            position: absolute;
            top: -1px;
            right: 5px;
            width: 34px;
            height: 34px;
            display: flex;
            align-items: center;
            justify-content: center;
            border-radius: 50%;
            background: #d5a12a;
            color: #ffffff;
            font-size: 21px;
            font-weight: 500;
            line-height: 1;
        }

        /* =========================
       CONTENT
    ========================= */

        .attention-content {
            flex: 1;
            min-width: 0;
        }

        .attention-title {
            margin: 0 0 8px;
            color: #122744;
            font-size: 32px;
            font-weight: 500;
            line-height: 1.15;
            letter-spacing: -0.8px;
        }

        .attention-description {
            margin: 0;
            color: #263a5a;
            font-size: 24px;
            font-weight: 400;
            line-height: 1.3;
            letter-spacing: -0.3px;
        }

        /* =========================
       DIVIDER
    ========================= */

        .attention-divider {
            width: 1px;
            height: 126px;
            flex: 0 0 1px;
            margin: 0 49px;

            background: #d7e2f0;
        }

        /* =========================
       BUTTON
    ========================= */

        .attention-action {
            flex: 0 0 327px;
        }

        .attention-button {
            width: 100%;
            min-height: 63px;
            display: flex;
            align-items: center;
            justify-content: center;
            gap: 17px;
            padding: 15px 22px;
            border-radius: 8px;
            background: #ffffff;
            font-size: 17px;
            font-weight: 600;
            text-decoration: none;

            transition: all 0.25s ease;
        }

        .attention-button:hover {
            box-shadow: 0 8px 20px rgba(23, 99, 220, 0.22);
            transform: translateY(-1px);
        }

        .attention-button .user-icon {
            width: 25px;
            height: 25px;
            flex: 0 0 25px;
        }

        .attention-button .arrow-icon {
            width: 25px;
            height: 25px;
            margin-left: auto;
            flex: 0 0 25px;
        }

        .serv-section p {
            margin-bottom: 15px;
            max-width: 100%;
        }

        .loan-officer .tm {
            padding: 20px;
        }

        .house-mortgage .al-insights-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 34px;
            /* max-width: 1000px; */
            margin: 0 auto;
            text-align: center;
        }

        .house-mortgage .al-insights-grid i {
            font-size: 32px;
            color: #fff;
            margin-bottom: 20px;
        }

        .house-mortgage .al-insight h3 {
            font-size: 22px;
            color: #fff;
            font-family: var(--serif);
            font-weight: 700;
            letter-spacing: -.3px;
            margin-bottom: 8px;
        }

        .house-mortgage .al-insight p {
            font-size: 13px;
            line-height: 1.65;
            color: rgba(255, 255, 255, .78);
            color: rgba(255, 255, 255, .5);
        }

        .homebuying-wrapper .al-guide {
            display: grid;
            grid-template-columns: 200px 1fr;
            gap: 40px;
            align-items: center;
            max-width: 1200px;
            margin: 0 auto;
        }

        .homebuying-wrapper .al-guide-cover img {
            width: 100%;
        }

        .homebuying-wrapper .al-guide-body .sub {
            max-width: 100%;
            margin-bottom: 20px;
        }

        .cp-list li {
            position: relative;
            padding-left: 22px;
            margin-bottom: 14px;
            font-size: 14.5px;
            line-height: 1.7;
            color: var(--steel-dark);
        }

        div.asl_w .probox .promagnifier {
            background-color: #c9922a !important;
            background-image: unset !important;
            width: 42px !important;
            height: 42px !important;
        }

        #ajaxsearchlite1 .probox,
        div.asl_w .probox {
            background-color: #fff !important;
            background-image: unset !important;
            height: 42px !important;
        }

        .areas-serve-page #ajaxsearchlite1 .probox .proinput input,
        div.asl_w .probox .proinput input::placeholder {
            color: #000 !important;
        }

        div.asl_r.vertical {
            padding: 0 !important;
        }

        .map-wrapper .map-container {
            display: grid;
            grid-template-columns: repeat(2, 1fr);
            gap: 20px;
        }

        #ajaxsearchlite1 .probox .proinput input,
        div.asl_w .probox .proinput input {
            font-size: 14px;
            height: 38px;
        }

        .los-inp {
            height: 42px;
            padding: 0;
            border: unset;
        }

        .los-inp .asl_w_container {
            border: 1px solid #e5e9ee;
        }

        .los-inp svg {
            display: none;
        }

        .los-bar .proinput {
            background: transparent;
            height: 42px !important;
        }

        .los-bar .probox .proinput input {
            font-size: 14px !important;
            height: 42px !important;
            color: #000000 !important;
        }

        .los-bar #ajaxsearchlite1 .probox .proinput input::placeholder,
        .los-bar div.asl_w .probox .proinput input::placeholder {
            color: #000 !important;
        }

        .los-bar #ajaxsearchlite1 .probox .proinput input,
        .los-bar div.asl_w .probox .proinput input {
            color: #000 !important;
        }

        .los-bar input.autocomplete {
            display: none !important;
        }

        .flo-search #ajaxsearchlite1 .probox .proinput input,
        .flo-search div.asl_w .probox .proinput input {
            color: #000 !important;
            height: 42px !important;
            font-size: 14px;
        }

        .flo-search #ajaxsearchlite1 .probox .proinput input::placeholder,
        .flo-search div.asl_w .probox .proinput input::placeholder {
            color: #000 !important;
        }

        .flo-search input.autocomplete {
            display: none !important;
        }

        .license-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 30px;
            max-width: 1140px;
            margin: 0 auto;
        }

        .client-love-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 30px;
            max-width: 1140px;
            margin: 0 auto;
        }

        .testimonial-section .grw-content-inner {
            margin-top: 30px !important;
        }

        .testimonial-section .wp-gr.rpi a.wp-google-name {
            color: var(--navy) !important;
            font-family: var(--serif);
        }

        .preferred-lender .tc2 {
            grid-template-columns: 2.5fr 1fr;
        }

        .preferred-lender .sub {
            max-width: 100%;
        }

        .extra-resources-section .bg3 {
            grid-template-columns: repeat(2, 1fr);
        }

        .preferred-lender .sb-line {
            font-size: 12px;
        }

        .map-wrapper .al-map-frame iframe {
            width: 100% !important;
            height: 400px !important;
        }


        .lead-popup {
            display: none;
            position: fixed;
            inset: 0;
            z-index: 99999;
        }

        .lead-popup.active {
            display: flex;
            align-items: center;
            justify-content: center;
        }

        .lead-popup-overlay {
            position: absolute;
            inset: 0;
            background: rgba(0, 0, 0, 0.65);
        }

        .lead-popup-content {
            position: relative;
            z-index: 2;
            width: 90%;
            max-width: 650px;
            max-height: 90vh;
            overflow-y: auto;
            background: #fff;
            border-radius: 12px;

            box-sizing: border-box;
        }

        .lead-popup-close {
            position: absolute;
            top: 10px;
            right: 15px;
            border: 0;
            background: transparent;
            font-size: 32px;
            line-height: 1;
            cursor: pointer;
            z-index: 3;
        }

        body.popup-open {
            overflow: hidden;
        }

        .re-lead-form {
            width: 100%;
            max-width: 740px;
            margin: 0 auto;
            padding: 32px;
            background: #ffffff;
            border-radius: 14px;
            box-sizing: border-box;
            box-shadow: 0 8px 28px rgba(0, 35, 75, 0.08);
        }

        /* Heading */

        .re-lead-title {
            margin: 0 0 24px;
            padding: 0;
            color: #002b5c;
            font-family: Georgia, "Times New Roman", serif;
            font-size: 21px;
            font-weight: 500;
            line-height: 1.3;
        }

        /* Fields */

        .re-lead-field {
            width: 100%;
            margin: 0 0 14px;
        }

        .re-lead-field>label {
            display: block;
            margin: 0 0 6px;
            color: #7c8ca2;
            font-size: 10px;
            font-weight: 600;
            line-height: 1.3;
            letter-spacing: 1px;
            text-transform: uppercase;
        }

        /* Inputs */

        .re-lead-field input[type="text"],
        .re-lead-field input[type="email"],
        .re-lead-field input[type="tel"],
        .re-lead-field select {
            display: block;
            width: 100%;
            height: 37px;
            margin: 0;
            padding: 0 12px;
            border: 1px solid #dce2e9;
            border-radius: 3px;
            outline: none;
            background: #f4f6f9;
            color: #29476a;
            font-family: inherit;
            font-size: 13px;
            font-weight: 400;
            box-sizing: border-box;
            transition: all 0.2s ease;
        }

        /* Placeholder */

        .re-lead-field input::placeholder {
            color: #60738b;
            opacity: 1;
        }

        /* Focus */

        .re-lead-field input[type="text"]:focus,
        .re-lead-field input[type="email"]:focus,
        .re-lead-field input[type="tel"]:focus,
        .re-lead-field select:focus {
            border-color: #c99638;
            background: #ffffff;
            box-shadow: 0 0 0 2px rgba(201, 150, 56, 0.08);
        }

        /* Select */

        .re-lead-field select {
            cursor: pointer;
        }

        /* Agent Question */

        .re-lead-agent {
            margin-top: 2px;
            margin-bottom: 18px;
        }

        .re-lead-agent .wpcf7-list-item {
            margin: 0 22px 0 0;
        }

        .re-lead-agent .wpcf7-list-item label {
            display: inline-flex;
            align-items: center;
            gap: 7px;
            margin: 0;
            color: #52657d;
            font-size: 13px;
            font-weight: 400;
            letter-spacing: 0;
            text-transform: none;
            cursor: pointer;
        }

        .re-lead-agent input[type="radio"] {
            width: 15px;
            height: 15px;
            margin: 0;
            accent-color: #c99638;
        }

        /* Submit */

        .re-lead-submit {
            width: 100%;
            margin-top: 5px;
        }

        .re-lead-submit input[type="submit"] {
            display: block;
            width: 100%;
            height: 40px;
            margin: 0;
            padding: 0 20px;
            border: 0;
            border-radius: 3px;
            background: #c99638;
            color: #ffffff;
            font-family: inherit;
            font-size: 13px;
            font-weight: 600;
            line-height: 40px;
            text-align: center;
            cursor: pointer;
            transition: all 0.2s ease;
        }

        .re-lead-submit input[type="submit"]:hover {
            background: #b7832d;
        }

        .re-lead-submit input[type="submit"]:active {
            transform: translateY(1px);
        }

        /* Bottom Note */

        .re-lead-note {
            margin: 17px 0 0;
            padding: 0;
            color: #a0aabd;
            font-size: 10px;
            line-height: 1.5;
            text-align: center;
        }

        /* CF7 Validation */

        .re-lead-form .wpcf7-not-valid-tip {
            display: block;
            margin-top: 4px;
            color: #d64545;
            font-size: 14px;
        }

        .re-lead-form .wpcf7-response-output {
            margin: 15px 0 0;
            padding: 10px 12px;
            border-radius: 3px;
            font-size: 12px;
            line-height: 1.4;
        }

        /* Loading */

        .re-lead-form .wpcf7-spinner {
            display: block;
            margin: 8px auto 0;
        }


        .lo-carousel-wrap {
            position: relative;
            display: flex;
            align-items: center;
            gap: 10px;
        }

        /* .lo-slider {
            display: flex;
            flex-wrap: nowrap;
            overflow-x: auto;
            scroll-snap-type: x mandatory;
            gap: 20px;
            scroll-behavior: smooth;
            -webkit-overflow-scrolling: touch;
            padding: 6px 4px 16px;
        } */
        .lo-slider {
            display: flex;
            flex-wrap: nowrap;
            gap: 20px;
            -webkit-overflow-scrolling: touch;
        }

        .lo-slider::-webkit-scrollbar {
            height: 6px;
        }

        .lo-slider::-webkit-scrollbar-thumb {
            background: #c9c9c9;
            border-radius: 10px;
        }

        .lo-slide {
            flex: 0 0 calc(33.333% - 14px);
            scroll-snap-align: start;
        }

        .lo-nav {
            flex: 0 0 auto;
            width: 40px;
            height: 40px;
            border-radius: 50%;
            border: 1px solid #e0e0e0;
            background: #fff;
            cursor: pointer;
            font-size: 16px;
            display: flex;
            align-items: center;
            justify-content: center;
            transition: .2s;
        }

        .lo-nav:hover {
            background: #1a3a5c;
            color: #fff;
            border-color: #1a3a5c;
        }

        .lo-nav:disabled {
            opacity: .35;
            cursor: not-allowed;
        }



        /* Awards section hover effect */
        .award-card:hover {
            transform: translateY(-6px);
            box-shadow: 0 8px 30px rgba(26, 58, 92, 0.15);
        }

        .award-card img {
            transition: transform 0.4s ease;
        }

        .award-card:hover img {
            transform: scale(1.05);
        }

        .lo-ps .pill {
            display: flex;
            align-items: center;
            text-decoration: none;
            color: inherit;
            cursor: pointer;
        }

        .lo-ps a.pill:hover {
            text-decoration: none;
        }

        .lo-social {
            display: flex;
            gap: 10px;
            /* margin-top: 14px; */
            padding-bottom: 20px;
        }

        .social-icon {
            width: 38px;
            height: 38px;
            border-radius: 50%;
            display: flex;
            align-items: center;
            justify-content: center;
            background: var(--navy);
            color: #fff;
            transition: all 0.25s ease;
            border: 1px solid transparent;

        }

        .social-icon:hover {
            background: var(--gold);
            color: var(--navy);
            transform: translateY(-2px);
        }

        /* Homebuyer Resources Sidebar */
        .lo-bd {
            display: grid;
            grid-template-columns: 250px 1fr 300px;
            gap: 30px;
            margin: 0 auto;
            padding: 40px 50px;
        }

        .lo-resources-sidebar {
            grid-column: 1;
        }

        .resources-card {
            background: #f8f9fa;
            border-radius: 12px;
            padding: 24px 20px;
            border: 1px solid #e9ecef;
        }

        .resources-title {
            font-size: 18px;
            font-weight: 700;
            color: #1a2a3a;
            margin: 0 0 16px 0;
            padding-bottom: 12px;
            border-bottom: 2px solid #d4a837;
        }

        .resources-list {
            list-style: none;
            padding: 0;
            margin: 0;
        }

        .resources-list li {
            margin-bottom: 4px;
        }

        .resources-list li a {
            display: flex;
            align-items: center;
            gap: 10px;
            padding: 10px 12px;
            color: #1a2a3a;
            text-decoration: none;
            font-size: 14px;
            font-weight: 500;
            border-radius: 6px;
            transition: background 0.2s ease, color 0.2s ease;
        }

        .resources-list li a:hover {
            background: #d4a837;
            color: #fff;
        }

        .resources-list li a svg {
            flex-shrink: 0;
            color: #6c757d;
        }

        .resources-list li a:hover svg {
            color: #fff;
        }

        .resources-divider {
            height: 1px;
            background: #dee2e6;
            margin: 16px 0;
        }

        .resources-app-promo {
            margin-top: 4px;
        }

        .app-promo-text {
            font-size: 13px;
            line-height: 1.6;
            color: #495057;
            margin: 0 0 14px 0;
        }

        .btn-app-download {
            display: inline-block;
            background: #1a2a3a;
            color: #fff;
            padding: 10px 20px;
            border-radius: 6px;
            font-size: 14px;
            font-weight: 600;
            text-decoration: none;
            transition: background 0.2s ease;
            border: none;
            cursor: pointer;
        }

        .btn-app-download:hover {
            background: #d4a837;
            color: #fff;
        }

        .join-section .benefits-grid {
            display: grid;
            grid-template-columns: repeat(4, 1fr);
            gap: 20px;
            margin-top: 50px;
        }

        .join-section .benefits-grid h3 {
            font-family: var(--serif);
            font-size: 18px;
            font-weight: 600;
            color: var(--navy);
            margin-bottom: 2px;
            transition: color .22s;
            margin-bottom: 8px;
        }

        .join-section .benefits-grid p {
            font-family: var(--sans);
            font-size: 14px;
            line-height: 1.65;
            color: var(--steel);

        }

        .wp-gr .grw-review-inner>svg {
            display: none;
        }

        .join-section .benefit-card {
            position: relative;

            display: flex;
            flex-direction: column;

            padding: 32px 28px;

            overflow: hidden;

            border: 1px solid #dce7f2;
            border-radius: 24px;

            background: #ffffff;

            box-shadow:
                0 12px 35px rgba(21, 61, 104, 0.07);

            transition:
                transform 0.35s ease,
                box-shadow 0.35s ease,
                border-color 0.35s ease;
        }


        .join-section .benefit-card:hover {
            transform: translateY(-8px);

            border-color: #b8d0e8;

            box-shadow:
                0 24px 50px rgba(21, 61, 104, 0.13);
        }


        /* =========================================
           ICON
        ========================================= */

        .join-section .benefit-icon {
            position: relative;
            z-index: 2;

            display: flex;
            align-items: center;
            justify-content: center;

            width: 76px;
            height: 76px;

            margin-bottom: 28px;

            flex-shrink: 0;

            border-radius: 22px;

            color: #174b86;

            background: linear-gradient(145deg,
                    #e9f3fc,
                    #d5e6f5);

            box-shadow:
                inset 0 1px 0 rgba(255, 255, 255, 0.8),
                0 8px 20px rgba(25, 75, 130, 0.08);

            transition:
                transform 0.35s ease,
                box-shadow 0.35s ease;
        }


        .join-section .benefit-icon svg {
            display: block;

            width: 48px;
            height: 48px;
        }


        .join-section .benefit-card:hover .benefit-icon {
            transform: scale(1.06) rotate(-3deg);

            box-shadow:
                0 12px 25px rgba(25, 75, 130, 0.14);
        }

        .success-section {
            background: #0c3e7b;
        }

        .success-section img {
            background: rgba(255, 255, 255, .04);
            border-radius: 16px;
            border: 1px solid rgba(255, 255, 255, .08);
            object-position: bottom;
            opacity: 0.97;
            mix-blend-mode: screen;
            transition: background 0.3s, border-radius 0.3s, opacity 0.3s;
        }

        .wpcf7 form.invalid .wpcf7-response-output,
        .wpcf7 form.unaccepted .wpcf7-response-output,
        .wpcf7 form.payment-required .wpcf7-response-output {
            border-color: transparent !important;
            color: red;
            text-align: center;
        }

        .wpcf7 form.sent .wpcf7-response-output {
            border-color: transparent !important;
            color: green;
            text-align: center;
        }

        .property-types .card p {
            max-height: 48px !important;
            overflow: hidden;
            margin-bottom: 10px;
            transition: max-height 0.3s ease;
        }

        .property-types .card p.expanded {
            max-height: 2000px !important;
        }

        .property-types .card .ll {
            display: inline-block;
            margin-top: 5px;
            cursor: pointer;
            text-decoration: none;
        }

        .officer-wrapper .lo-dir .lo-card img {
            object-position: top;
        }


        /* Add to style.css — Mortgage Calculators hub page */

        .ch-grid {
            display: grid;
            grid-template-columns: repeat(3, 1fr);
            gap: 20px;
            margin-top: 40px;
        }

        .ch-card {
            background: white;
            border: 1px solid var(--gray-200);
            border-radius: 10px;
            padding: 28px 24px;
            cursor: pointer;
            transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease;
        }

        .ch-card:hover {
            transform: translateY(-4px);
            box-shadow: 0 16px 34px rgba(26, 58, 92, .1);
            border-color: var(--gold);
        }

        .ch-card h3 {
            font-family: var(--serif);
            font-size: 17px;
            font-weight: 600;
            color: var(--navy);
            margin: 14px 0 8px;
        }

        .ch-card p {
            font-size: 13.5px;
            line-height: 1.6;
            color: var(--steel);
            margin-bottom: 14px;
            min-height: 62px;
        }

        .ch-disclaimer {
            text-align: center;
            max-width: 680px;
            margin: 40px auto 0;
            font-size: 12px;
            color: var(--gray-400);
            line-height: 1.6;
        }

        .testimonial-wrapper .rpi-slides-root {
            margin-top: 30px;
        }

        .testimonial-wrapper .wp-gr .grw-review-inner {
            padding: 25px !important;
            border-radius: 15px !important;
        }

        .testimonial-wrapper .wp-gr .grw-review-inner>svg {
            display: none;
        }

        .testimonial-wrapper .wp-gr.rpi a.wp-google-name {
            color: var(--name-color, #333) !important;
        }



        .career-section {
            width: 100%;
            background: #ffffff;
            padding: 70px 0;
        }

        .career-container {
            width: 100%;
            max-width: 1040px;
            margin: 0 auto;
            padding: 0 20px;

            display: grid;
            grid-template-columns: 220px minmax(0, 1fr);
            gap: 38px;
            align-items: center;
        }

        /* =========================================
           LEFT QUOTE AREA
        ========================================= */

        .career-quote {
            width: 100%;
            text-align: center;
            color: #234f88;
        }

        .quote-icon {
            width: 105px;
            height: 145px;
            margin: 5px auto 0;

            display: flex;
            align-items: center;
            justify-content: center;
        }

        .quote-icon svg {
            width: 100%;
            height: 100%;
            display: block;
        }

        .quote-text {
            margin-top: 0;
            padding: 0 2px;
            font-size: 14px;
            line-height: 24px;
            font-weight: 400;
            font-style: italic;
            color: #234f88;
        }

        .quote-author {
            margin-top: 0;

            font-size: 17px;
            line-height: 24px;
            font-weight: 400;
            font-style: italic;
            color: #234f88;
        }

        /* =========================================
           RIGHT CONTENT
        ========================================= */

        .career-content {
            width: 100%;
            font-size: 19px;
            line-height: 27px;
            color: #5b5b5b;
        }

        .career-info p {
            margin-bottom: 15px;
            font-size: 18px;
            line-height: 1.5;
        }

        .career-content p:last-child {
            margin-bottom: 0;
        }

        .quote-wrap {
            position: relative;
            width: 100%;
            padding: 80px 70px 40px;
            border: 1px solid #e0e8dc;
            border-radius: 28px;
            overflow: hidden;
        }

        /* Top Accent */

        .quote-wrap::before {
            content: "";
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 5px;
            background: #cb942a;
        }

        /* Large Quote Mark */

        .quote-wrap .quote-big-mark {
            position: absolute;
            top: 15px;
            left: 40px;
            font-family: Georgia, "Times New Roman", serif;
            font-size: 130px;
            font-weight: 700;
            line-height: 1;
            color: #1a3a5c;
            pointer-events: none;
        }

        /* Quote Content */

        .quote-wrap .quote-content {
            position: relative;
            z-index: 2;

            text-align: center;
        }

        .quote-wrap .quote-section {
            margin-top: 35px;
        }

        .quote-wrap .quote-info {
            max-width: 850px;
            margin: 0 auto;
            font-family: var(--serif);
            font-size: 25px;
            color: var(--navy);
            line-height: 1.3;
            font-style: italic;
        }

        /* Author */

        .quote-wrap .quote-author {
            display: flex;
            align-items: center;
            justify-content: center;

            gap: 14px;
            margin-top: 35px;
        }

        .quote-wrap .quote-author-line {
            width: 38px;
            height: 1px;
            background: #cb942a;
        }

        .quote-wrap .quote-author-name {
            color: #cb942a;
            font-size: 13px;
            font-weight: 700;
            letter-spacing: 1.2px;
            text-transform: uppercase;
        }

        /* Decorative Circle */

        .quote-wrap .quote-decoration {
            position: absolute;
            width: 190px;
            height: 190px;
            right: -90px;
            bottom: -90px;
            border-radius: 50%;
            background: #1a3a5c08;
            opacity: 0.85;
        }

        .quote-section {
            margin-top: 30px;
        }

        .cc-box p br {
            display: none;
        }

        .ft-logo img {
            height: 100px;
        }

        .nav-logo-mark img {
            /* width: 100%; */
            height: 90px;
        }

        .lo-img-wrap {
            display: grid;
            grid-template-columns: 2fr 1fr 1fr;
            gap: 8px;
            margin-bottom: 14px;
            border-radius: 10px;
            overflow: hidden;
            height: 178px;
        }
.lo-details {
    color: #a2a4ae;
    font-size: 14px;
}
.footer-sub {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 10px;
}
.footer-sub a {
    font-size: 14px;
    color: rgba(255, 255, 255, .35);
    line-height: 1.72;
    font-family: var(--sans);
}
.footer-sub a:hover {
    color: #fff;
}
        /* =========================
      Responsive
    ========================= */
 @media (max-width: 1600px) {
.lo-bd {
    grid-template-columns: 250px 1fr 250px;
}
.lo-mn {
    padding: 40px 0 0 0;
}
 }
        @media (max-width: 1400px) {
            .loan-highlights .sbi .sn {
                font-size: 26px;
                margin-bottom: 10px;
            }
.lo-bd {
    grid-template-columns: 250px 1fr;
}
            .lo-mn {
                padding: 0;
            }

            .attention-icon {
                display: none;
            }

            .loc-grid {
                grid-template-columns: repeat(3, 1fr);
            }

            .cc-photo {
                height: 100%;
            }

            .sn {
                font-size: 24px;
            }
        }

        @media (max-width: 1199px) {
            .quote-wrap .quote-big-mark {
                position: unset;
                font-size: 100px;
                max-height: 60px;
                text-align: center;
            }

            .preferred-lender .img-box {
                height: auto !important;
            }

            .quote-wrap {
                padding: 30px 70px 30px;
            }
        }

        @media (max-width: 1100px) {

            .attention-banner {
                padding: 35px 35px 35px 45px;
            }

            .loan-highlights .sbi .sn {
                font-size: 26px;
                margin-bottom: 10px;
            }

            .attention-icon {
                width: 100px;
                height: 100px;
                flex-basis: 100px;
                margin-right: 40px;
            }

            .attention-title {
                font-size: 29px;
            }

            .attention-description {
                font-size: 22px;
            }

            .attention-divider {
                margin: 0 30px;
            }

            .attention-action {
                flex-basis: 280px;
            }

            .ft-grid {
                grid-template-columns: 1fr 1fr 1fr;
            }

            .ft-brand {
                grid-column: 1/-1;
            }

            .tg2 {
                grid-template-columns: repeat(3, 1fr);
            }
        }

        @media(max-width:992px) {

            .nav-links {
                display: flex;
                align-items: center;
            }

            .join-section .benefit-card {
                padding: 20px;
            }

            .license-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            /* .hamburger,
            .nav-drawer {
                display: none !important;
            } */

            .payment-grid {
                grid-template-columns: 1fr;
            }

            .features {
                grid-template-columns: 1fr;
            }

            .feature {
                border-right: none !important;
                border-bottom: 1px solid #edf1f8;
            }

            .payment-section h2 {
                font-size: 42px;
            }

            .payment-card h3 {
                font-size: 34px;
            }

            .payment-card p {
                font-size: 18px;
            }

            .payment-btn {
                font-size: 20px;
            }

        }

        @media(max-width:991px) {
            .quote-wrap {
                padding: 30px 50px;
            }

            .quote-wrap .quote-big-mark {
                left: 25px;
                font-size: 120px;
            }

            .quote-wrap .quote-text {
                font-size: 28px;
            }

            .stats-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            .join-section .benefits-grid {
                grid-template-columns: repeat(2, 1fr) !important;
                margin-top: 40px;
            }

            .lo-bd {
                grid-template-columns: repeat(1, 1fr);
            }

            .ant-layout {
                padding: 0 !important;
                margin-top: 30px !important;
            }

            .sHFal {
                margin: 0 !important;
            }

            .payment-section .dots {
                display: none;
            }

            .attention-banner {
                padding: 25px 25px 25px 30px;
            }

            .attention-title {
                font-size: 24px;
            }

            .cc-qualify-ic {
                font-size: 36px;
            }

            .champions-section .sb {
                grid-template-columns: repeat(3, 1fr);
            }

            .loc-grid {
                grid-template-columns: repeat(3, 1fr);
            }

            .stat-item {
                border-bottom: 1px solid rgba(255, 255, 255, .18);
            }

            .stat-item:nth-child(2) {
                border-right: none;
            }

            .nav-links {
                display: none !important;
            }

            .hamburger {
                display: flex;
                flex-direction: column;
                justify-content: center;
                gap: 5px;
            }

            .career-wrapper {
                grid-template-columns: 1fr;
            }

            .mortgage-program .card-grid {
                grid-template-columns: repeat(3, 1fr);
                margin: 30px 0 0px;
            }

            .hi {
                padding: 0;
            }

            .career-content {
                text-align: center;
            }

            .career-content p {
                margin-left: auto;
                margin-right: auto;
            }

            .career-card {
                max-width: 650px;
                margin: auto;
            }

            .property-types .container {
                grid-template-columns: repeat(2, 1fr);
            }

            .property-types .card {
                padding: 30px;
            }

            .property-types .card h3 {
                font-size: 20px;
            }
        }

        @media(max-width:768px) {
            .pg-tab {
                font-size: 10px;
                padding: 8px 10px;
            }

            .preferred-lender .tc2 {
                grid-template-columns: 1fr;
            }

            .blog-wrapper .bg3,
            .press-releases .bg3 {
                grid-template-columns: repeat(2, 1fr);
            }

            .homebuying-wrapper .al-guide {
                grid-template-columns: repeat(1, 1fr);
            }

            .homebuying-wrapper .al-guide-cover img {
                width: auto;
            }

            .house-mortgage .al-insights-grid {
                grid-template-columns: repeat(1, 1fr);
                gap: 24px;
            }

            .point-wrapper {
                /* flex-direction: column; */
                grid-template-columns: repeat(1, 1fr) !important;
            }

            .mortgage-calculator .header h1 {
                font-size: 2rem;
            }

            .brand-logos .sb {
                grid-template-columns: repeat(3, 1fr);
            }

            .branch-grid {
                grid-template-columns: repeat(2, 1fr);
                gap: 20px;
            }

            .map-wrapper .map-container {
                grid-template-columns: repeat(1, 1fr);
            }

            .glossary-page .letter-nav {
                top: 60px;
            }

            .glossary-page .section-header {
                font-size: 15px;
            }

            .mortgage-calculator .main-content {
                padding: 20px 15px;
            }

            .mortgage-calculator .section {
                padding: 20px;
            }

            .mortgage-calculator .summary-cards {
                grid-template-columns: 1fr;
            }

            .mortgage-calculator .app-promo-banner {
                flex-direction: column;
                text-align: center;
            }

            .mortgage-calculator .info-cards {
                grid-template-columns: 1fr;
                gap: 20px;
            }

            .mortgage-calculator .scenario-buttons {
                justify-content: center;
                flex-direction: column;
                align-items: center;
            }

            .mortgage-calculator .scenario-btn {
                width: 100%;
                max-width: 300px;
            }

            .mortgage-calculator .input-row {
                grid-template-columns: 1fr;
            }

            .payment-section .payment-grid {
                grid-template-columns: repeat(1, 1fr);
                gap: 30px;
                margin-top: 40px;
            }

            .payment-section .features {
                grid-template-columns: repeat(1, 1fr);
            }

            .champions-section .sb {
                grid-template-columns: repeat(2, 1fr);
            }

            .property-types .container {
                grid-template-columns: repeat(1, 1fr);
            }

            .cp-cta-band h2 {
                font-size: 24px;
            }

            .property-types .card h3 {
                font-size: 20px;
            }

            .property-types .icon img {
                width: 50%;
            }

            .property-types .icon {
                width: 60px;
                height: 60px;
            }

            .rm-photo {
                height: 250px;
            }

            .reverse-mortgage .ph {
                padding: 60px 8vw;
            }

            .img-box {
                height: 100% !important;
            }

            /* .main-banner p {
                margin-bottom: 0 !important;
            } */

            .ph.main-banner {
                padding: 60px 8vw !important;
            }


            .blog-wrapper .page-numbers {
                gap: 4px;
            }

            .career-content h2 {
                font-size: 36px;
            }

            .career-content p {
                font-size: 16px;
            }

            .career-btn {
                width: 100%;
                justify-content: center;
            }

            .career-card {
                padding: 30px;
            }

            .blog-wrapper .page-numbers a,
            .blog-wrapper .page-numbers span {
                min-width: 36px;
                height: 36px;
                font-size: 14px;
                padding: 0 10px;
            }

            .mortgage-program .card-grid {
                grid-template-columns: repeat(2, 1fr) !important;
            }

            /* .nav-logo-mark {

                width: 33px;

                height: 33px;

            } */
.officer-wrapper .lo-dir .lo-card {
    text-align: center;
}
.officer-wrapper .lo-av {
    margin: 0 auto 15px;
}
.lo-carousel-wrap .lo-av {
    margin: 0 auto 15px;
}
.lo-carousel-wrap .lo-slider .lo-card {
    text-align: center;
}
.lo-carousel-wrap .lo-tag-row {
    justify-content: center;
}
            .nav-logo-mark img {
                height: 70px;
            }

            .nav-logo-text {

                font-size: 15px;

            }



            .nav-logo-sub {

                display: none;

            }



            /* .nav-links {

                display: none;

            } */



            .hamburger {

                display: flex;

            }



            .hi {

                padding: 68px 5vw 52px;

                max-width: 100%;

            }



            .hi h1 {

                font-size: clamp(28px, 8vw, 42px);

            }



            .h-sub {

                font-size: 15px;

                margin-bottom: 22px;

            }



            .h-btns {

                flex-direction: column;

                gap: 10px;

                margin-bottom: 28px;

            }



            .h-btns a,

            .h-btns button {

                width: 100%;

                text-align: center;

            }

            .h-proof {
                gap: 16px;
                flex-wrap: wrap;
                padding-top: 20px;
            }

            .rs {
                grid-template-columns: 1fr 1fr;
                padding: 20px 4vw;
            }

            .rs-purchase button.rb {
                margin-top: 15px;
            }

            .rb {

                grid-column: 1/-1;

                padding: 14px;

                font-size: 14px;

            }



            .rf {

                padding: 11px 13px;

            }



            .rf label {

                font-size: 9px;

            }



            .rf select,

            .rf input {

                font-size: 13px;

            }



            section {

                padding: 48px 5vw;

            }



            .ph {

                padding: 50px 5vw 38px;

            }



            .tc2 {

                grid-template-columns: 1fr;

                gap: 28px;

            }



            .cg,

            .lo-dir,

            .bg3 {

                grid-template-columns: 1fr;

            }



            .lo-grid {

                grid-template-columns: 1fr;

            }



            .tg {

                grid-template-columns: 1fr;

            }



            .sb {

                grid-template-columns: 1fr 1fr;

            }



            .sbi {

                padding: 20px 12px;

            }



            .cb {

                flex-direction: column;

                text-align: center;

                padding: 44px 5vw;

                gap: 20px;

            }



            .cb h2 {

                font-size: clamp(20px, 6vw, 28px);

            }



            /* .cb-btns {

                flex-direction: column;

                width: 100%;

            } */



            .cb-btns button,

            .cb-btns a {

                width: 100%;

                text-align: center;

            }



            footer {

                padding: 38px 5vw 18px;

            }



            .ft-grid {

                grid-template-columns: 1fr 1fr;

                gap: 22px;

            }



            .ft-brand {

                grid-column: 1/-1;

            }



            .ft-bot {

                flex-direction: column;

                text-align: center;

                gap: 6px;

            }



            .loh-in {

                grid-template-columns: 1fr;

            }



         .loph {
    padding-top: 50px;
}
.loic {
    padding: 30px 5vw 42px;
    text-align: center;
}
.lo-bdg {
    justify-content: center;
}
.lopb {
    height: 250px;
}



            .lo-ps {

                flex-direction: column;

                gap: 7px;

            }



            .lo-hb {

                flex-direction: column;

                gap: 9px;

            }



            .lo-hb a,

            .lo-hb button {

                width: 100%;

                text-align: center;

            }



            .lo-sb {

                grid-template-columns: 1fr 1fr;

            }



            .lo-bd {

                grid-template-columns: 1fr;

            }



            .lo-sd {

                border-left: none;

                border-top: 1px solid var(--gray-200);

                padding: 34px 5vw;

            }



            .tg2 {

                grid-template-columns: 1fr 1fr;

            }



            .los-bar {

                flex-direction: column;

            }



            .los-inp {

                min-width: 100%;

            }



            #lo-state {

                width: 100%;

            }



            .rr {

                grid-template-columns: auto 1fr;

                grid-template-rows: auto auto;

            }



            .rr .btn-dk {

                grid-column: 1/-1;

                text-align: center;

            }



            .rmt {

                flex-direction: column;

                gap: 3px;

            }

        }

        @media (max-width: 767px) {

            .attention-section {
                padding: 20px 15px;
            }
.newfed-affordability-calc .nf-afford-section h2 {
    justify-content: center;
    text-align: center;
}
.newfed-affordability-calc .nf-afford-section {
    border-radius: 0px !important;
}
.newfed-affordability-calc .nf-afford-info-section {
    border-radius: 0 !important;
}
.results-section .section-title {
    font-size: 24px !important;
    padding-top: 30px !important;
    justify-content: center !important;
}
.mortgage-calculator .chart-section {
    margin-top: 10px !important;
}
.chart-container {
    padding-top: 0;
}
.footer-sub {
    gap: 0;
    flex-direction: column;
    text-align: left;
    align-items: self-start;
}
.foot-bottom {
    grid-template-columns: 1fr;
}
            .cc-box p {
                text-align: center;
            }

            .extra-resources-section .bg3 {
                grid-template-columns: repeat(1, 1fr);
            }

            .quote-wrap {
                padding: 30px 25px;
                border-radius: 20px;
            }

            .quote-wrap .quote-big-mark {
                top: 12px;
                left: 15px;
                font-size: 90px;
            }

            .quote-wrap .quote-text {
                font-size: 21px;
                line-height: 1.55;
            }

            .quote-wrap .quote-author {
                gap: 9px;
                margin-top: 25px;
            }

            .quote-wrap .quote-author-line {
                width: 22px;
            }

            .quote-wrap .quote-author-name {
                font-size: 10px;
                letter-spacing: 0.8px;
            }

            .quote-wrap .quote-decoration {
                width: 110px;
                height: 110px;

                right: -55px;
                bottom: -55px;
            }

            .client-love-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            .mortgage-calculator .info-section {
                padding: 40px 0 0 0;
            }

            .rm-tab {
                padding: 15px 12px 15px;
            }

            .rm-row-2 {
                grid-template-columns: 1fr;
                gap: 15px;
            }

            .newfed-affordability-calc .nf-afford-header p {
                font-size: 16px;
            }

            .attention-banner {
                min-height: auto;
                flex-direction: column;
                align-items: stretch;
                padding: 35px 25px 30px;
                border-radius: 14px;
            }

            .attention-banner::before {
                width: 6px;
                border-radius: 14px 0 0 14px;
            }

            .attention-icon {
                width: 90px;
                height: 90px;
                flex-basis: 90px;
                margin: 0 auto 25px;
            }

            .attention-icon svg {
                width: 48px;
                height: 48px;
            }

            .alert-badge {
                width: 30px;
                height: 30px;
                font-size: 18px;
                right: 1px;
            }

            .attention-content {
                text-align: center;
            }

            .attention-label {
                font-size: 16px;
                margin-bottom: 12px;
            }

            .attention-title {
                font-size: 25px;
                line-height: 1.2;
                letter-spacing: -0.4px;
            }

            .attention-description {
                font-size: 19px;
                line-height: 1.35;
            }

            .attention-divider {
                width: 100%;
                height: 1px;
                margin: 25px 0;
            }

            .attention-action {
                flex: auto;
                width: 100%;
            }

            .attention-button {
                min-height: 58px;
                font-size: 16px;
            }
        }

        @media (max-width: 700px) {
            .cp-hero-ct h1 {
                font-size: 32px;
            }

            .flo-states {
                gap: 8px;
            }

            .loc-grid {
                grid-template-columns: repeat(2, 1fr);
            }

            .flo-state {
                font-size: 12.5px;
                padding: 7px 14px;
            }

            .flo-logos {
                gap: 26px;
            }

            .cp-pill h2 {
                font-size: 19px;
            }

            .cp-section {
                padding: 40px 8vw;
            }

            .rm-tabs-wrap {
                margin-top: -40px;
            }

            .rm-tab span {
                font-size: 10px;
            }

            .rm-hero-ct h1 {
                font-size: 32px;
            }
        }

        @media(max-width:576px) {
            .nav-drawer a {
                font-size: 20px;
            }
.branch-grid li {
    text-align: center;
    padding-left: 0;
}
.career-info {
    text-align: center;
}
.branch-grid li::before {
    content: unset;
    display: none;
}
            .lo-img-wrap {
                grid-template-columns: 1fr;
                margin-bottom: 14px;
                height: 350px;
            }

            .lo-bd {
                padding: 40px 40px;
            }

            .payment-section .logo-circle img {
                height: 200px;
            }

            .sHFal {
                padding: 25px 15px !important;
            }

            .gwfFcc {
                display: flex;
                height: auto !important;
                margin-top: 0px;
                flex-direction: column;
                gap: 12px;
            }

            .blog-wrapper .bg3,
            .press-releases .bg3 {
                grid-template-columns: repeat(1, 1fr);
            }

            .client-love-grid {
                grid-template-columns: repeat(1, 1fr);
            }

            .join-section .benefits-grid {
                grid-template-columns: repeat(1, 1fr) !important;
            }

            .license-grid {
                grid-template-columns: repeat(1, 1fr);
            }

            .lo-mn {
                padding: 0px;
                overflow: hidden;
            }

            .map-section h2.st {
                font-size: 18px;
            }

            .map-section .map-img {
                padding: 20px;
            }

            .brand-logos .sb {
                grid-template-columns: repeat(1, 1fr);
            }

            .brand-logos .sbi {
                padding: 5px 12px;
                border-bottom: 1px solid rgb(26 58 92 / 21%);
                border-right: unset;
            }

            .lo-slide {
                flex: 0 0 88%;
            }

            .branch-grid {
                grid-template-columns: repeat(1, 1fr);
                gap: 0;
            }

            .loc-grid {
                grid-template-columns: 1fr;
            }

            .mortgage-calculator .section h2 {
                font-size: 17px;
            }

            .mortgage-calculator .app-promo-banner {
                margin: 40px 20px;
            }
.payment-section h2 {
    font-size: 24px;
}
            .mortgage-calculator .promo-content h2 {
                font-size: 18px;
            }

            .mortgage-calculator .legal-section {
                padding: 15px;
                margin: 40px 21px;
            }

            .cal-btn {
                flex-direction: column;
            }

            .mortgage-calculator .cta-button-inline {
                padding: 16px 20px;
                font-size: 16px;
            }

            .mortgage-calculator .example-scenarios {
                padding: 30px 15px;
            }

            .mortgage-calculator .app-store-badges {
                flex-direction: column;
            }

            .mortgage-calculator .result-details {
                padding: 0;
            }

            .mortgage-calculator .header {
                padding: 25px;
            }

            .mortgage-calculator .button-group {
                flex-direction: column;
            }

            .mortgage-calculator #calculate-button {
                padding: 16px 20px;
            }

            .mortgage-calculator .header h1 {
                font-size: 22px;
            }

            .mortgage-calculator .header p {
                font-size: 16px;
            }

            .stats-grid {
                grid-template-columns: 1fr;
            }

            .champions-section .sb {
                grid-template-columns: repeat(1, 1fr);
            }

            .cc-photos {
                grid-template-columns: repeat(1, 1fr);
                gap: 30px;
            }

            .cc-box {
                padding: 0;
            }

            .champions-section .sb .sbi {
                border-right: unset;
            }

            .stat-item {
                border-right: none;
                padding: 35px 25px;
            }

            .stat-item h2 {
                font-size: 42px;
            }

            .stat-item h3 {
                font-size: 18px;
            }

            .mortgage-program .card-grid {
                grid-template-columns: repeat(1, 1fr) !important;
            }
        }

        @media(max-width:480px) {
            .tg2 {
                grid-template-columns: 1fr;
            }
.footer-sub {
    align-items: center;
    text-align: center;
}
.eho {
    justify-content: center;
}
            .bc a {
                font-size: 12px;
            }

            .ft-grid {
                grid-template-columns: 1fr;
                text-align: center;
            }

            .sb {
                grid-template-columns: 1fr;
            }

            .ft-brand .ft-logo {
                justify-content: center;
            }

            .social-icons {
                justify-content: center;
            }

            footer .compliance {
                text-align: center;
            }



            .nmls {
                text-align: center;
            }
        }

        @media (max-width: 420px) {

            .attention-banner {
                padding: 30px 20px 25px;
            }

            .attention-title {
                font-size: 22px;
            }

            .attention-description {
                font-size: 17px;
            }

            .attention-button {
                font-size: 15px;
                gap: 10px;
            }
        }


        @media (max-width: 600px) {

            .re-lead-form {
                max-width: 100%;
                padding: 25px 20px;
                border-radius: 12px;
            }

            .re-lead-title {
                margin-bottom: 20px;
                font-size: 20px;
            }

            .re-lead-field {
                margin-bottom: 13px;
            }

            .re-lead-field input[type="text"],
            .re-lead-field input[type="email"],
            .re-lead-field input[type="tel"],
            .re-lead-field select {
                height: 42px;
            }

            .re-lead-submit input[type="submit"] {
                height: 44px;
                line-height: 44px;
            }
        }



        @media (max-width:992px) {
            .lo-slide {
                flex: 0 0 calc(50% - 10px);
            }
        }


        /* Responsive */

        @media (max-width: 1024px) {
            .lo-bd {
                grid-template-columns: 1fr;
                gap: 30px;
            }

            .success-section .img-box {
                height: auto !important;
            }


            .lo-resources-sidebar {
                grid-column: 1;
                order: 0;
            }

            .lo-mn {
                order: 1;
            }

            .lo-sd {
                order: 2;
            }
        }



        @media (max-width: 900px) {
            .ch-grid {
                grid-template-columns: 1fr 1fr;
            }
        }

        @media (max-width: 560px) {
            .ch-grid {
                grid-template-columns: 1fr;
            }
        }

        @media (max-width: 768px) {

            .career-section {
                padding: 30px 0;
            }

            .career-info p {
                font-size: 14px;
            }

            .career-container {
                grid-template-columns: 180px minmax(0, 1fr);
                gap: 25px;
                padding: 0 20px;
            }

            .quote-icon {
                width: 90px;
                height: 125px;
            }

            .quote-text,
            .quote-author {
                font-size: 15px;
                line-height: 21px;
            }

            .career-content {
                font-size: 17px;
                line-height: 25px;
            }

            .career-border {
                margin-bottom: 22px;
            }
        }

        @media (max-width: 766px) {
            .lo-slider .lo-card {
                margin: 0 0px;
            }
        }

        /* =========================================
           MOBILE
        ========================================= */

        @media (max-width: 600px) {

            .career-section {
                padding: 30px 15px;
            }

            .quote-wrap .quote-text {
                font-size: 19px;
            }

            .career-container {
                display: flex;
                flex-direction: column;
                gap: 30px;
                padding: 0;
            }

            .career-quote {
                max-width: 300px;
                margin: 0 auto;
            }

            .quote-icon {
                width: 90px;
                height: 125px;
            }

            .quote-text,
            .quote-author {
                font-size: 16px;
                line-height: 23px;
            }

            .career-content {
                font-size: 16px;
                line-height: 25px;
            }

            .career-border {
                height: 3px;
                margin-bottom: 20px;
            }

            .career-content p {
                margin-bottom: 16px;
            }
        }

        /* =========================================
           SMALL MOBILE
        ========================================= */

        @media (max-width: 400px) {

            .career-section {
                padding-left: 12px;
                padding-right: 12px;
            }

            .career-content {
                font-size: 15px;
                line-height: 23px;
            }

            .quote-text,
            .quote-author {
                font-size: 15px;
                line-height: 21px;
            }
        }

        .custom-sub-menu .sub-sub-menu {
            top: 0;
            left: -100% !important;
        }